4531 Northampton Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4531 Northampton Dr, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,680 sqft · built 1959
Lot Size	0.302 acres (13,140 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2019)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`247-0034-001-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0034-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	2,305 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,140 sqft (0.302 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4531 NORTHAMPTON DR
City	CARMICHAEL
State	CA
Zip	95608-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WAY ESTATES 01, LOT 35
Legal Subdivision	WINDING WAY ESTATES 01
Legal Lot Number	35
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	7905

Owner

Source: Sacramento County records · APN 247-0034-001-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 19, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC CALIFORNIA LOAN ASSOCIATES INC
Jan 15, 2019	Grant Deed, Transfer · Conventional with PMI CALIFORNIA LOAN ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Book / Page	20190115 / 746
Prior Transfer Date	Feb 04, 1999
Prior Transfer Doc	9902000475
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533

Mortgage

Document Number	0000001029
Date	Dec 03, 2021
Instrument	2021120301029

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533

Mortgage

Document Number	0000000171
Date	Mar 19, 2025
Instrument	202503190171

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533

Mortgage

Document Number	0000000442
Date	May 24, 2021
Instrument	202105240442

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 01, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Transaction Type	Mortgage
Record Updated	Jun 04, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533

Mortgage

Document Number	5240000000442
Date	May 24, 2021
Book Page	20210524/442

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Document Number	2004291120
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 NORTHAMPTON DR CARMICHAEL CA 956081533, CARMICHAEL, CA 95608-1533

Mortgage

Document Number	2004291120
Date	Apr 29, 2020
Instrument	2004291120

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC CALIFORNIA LOAN ASSOCIATES INC
Type	Bank
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 15, 2019
Property Address	4531 NORTHAMPTON DR, CARMICHAEL, CA 95608-1533
Document Number	1901150746
Instrument Date	Jan 11, 2019
Instrument	1901150746
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 NORTHAMPTON DR CARMICHAEL CA 956081533, CARMICHAEL, CA 95608-1533

Mortgage

Document Number	1901150747
Date	Jan 15, 2019
Instrument	1901150747

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC
Type	Bank
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$500,639 (+2%) Land $130,848 Building $369,791
2025	$5,942.00 (+2.15%)	$490,824 (+4.04%) Land $128,283 Building $362,541
2024	$5,817.00 (+1.61%)
2023	$5,725.00 (+2.03%)	$471,766 Land $123,302 Building $348,464
2022	$5,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986, tidal / storm surge, Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 595 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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