Ashtabula County property record for 4531 N Ridge Rd E, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 824 sqft · built 1924 |
| Lot Size | 4.88 acres (212,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 2026) |
| Tax Bill | $2,988 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-027-10-120-00 |
| Primary APN | 17-027-10-120-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 824 sqft Living Area |
| 1st Floor Area | 824 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 212,791 sqft (4.88 acres) |
| Terrain | Low |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Pole Barn | 1,140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4531 N RIDGE RD E |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-8291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1--19 |
| Legal Subdivision | GENEVA SEC 01 |
| Legal Lot Number | 19 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 802 |
4531 N Ridge Rd E is owned and occupied by two individuals who bought it in July 2026.
Source: Ashtabula County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4531 N RIDGE RD E, GENEVA, OH 44041-8291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on File |
| Deed Sale | Jul 17, 2026 · Amount on File |
| Prior Sale | Jul 22, 2003 · Amount on File |
| Deed Document Number | 20266613 |
| Deed Book / Page | 875 / 1808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jul 17, 2026 |
| Property Address | 4531 N RIDGE RD E, GENEVA, OH 44041-8291 |
| Document Number | 0000006613 |
| Book / Page | 875 / 1808 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20266613 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $48,480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4531 N RIDGE RD E, GENEVA, OH 44041-8291 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4531 N RIDGE RD E, GENEVA, OH 44041-8291 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000008405 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 744/988 |
| Instrument | 202100008405 |
| Name | LAKEVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 31, 2051 |
The 2025 property tax bill for 4531 N Ridge Rd E was $2,988.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,988.00 | $36,440 Land $16,280 Building $20,160 | $104,100 Land $46,500 Building $57,600 |
| 2023 | $1,791.00 (-40.87%) Homeowner's exemption | $36,440 (+32.8%) Land $16,280 Building $20,160 | $104,100 Land $46,500 Building $57,600 |
| 2022 | $3,029.00 Homeowner's exemption | $27,440 Land $12,530 Building $14,910 | |
| 2020 | $78,400 Land $35,800 Building $42,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4531 N Ridge Rd E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4531 N Ridge Rd E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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