4531 Morningside Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4531 Morningside Ln, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,269 sqft · built 1960
Lot Size0.482 acres (20,996 sqft)
OwnerIndividual Name on Record
Last Sale$40,500 (Sep 1986)
Tax Bill$579 (2024)
Deeds & MortgagesMar 2019 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-1N-28-5740-00000-0730

Property Details

APN / Parcel Number

Primary APN17-1N-28-5740-00000-0730

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,269 sqft Heated Area
Gross Area1,749 sqft
1st Floor Area1,269 sqft
Utility Area168 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area20,996 sqft (0.482 acres)
Lot Dimensions1,500 ft deep x 1,400 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area312 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number171N285740000000730
Street Address4531 MORNINGSIDE LN
CityMILTON
StateFL
Zip32583-1740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionWEST MILTON HEIGHTS LOTS 73 & 74 AS DES IN OR 830 PG 117
Legal Range28W
Legal Township01N
Legal Section17
Legal SubdivisionWEST
Legal Lot Number73-74 74
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1008
Census Tract10711

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4531 MORNINGSIDE LN, MILTON, FL 32583-1740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2019Deed of Trust, Mortgage · VA Mortgage
ROYAL UNITED MORTGAGE LLC
Feb 26, 2020Deed of Trust, Mortgage · VA Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1986 · Amount on Record
Deed SaleSep 1, 1986 · Amount on Record
Deed Document Number0000830117
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4531 MORNINGSIDE LN, MILTON, FL 32583-1740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038121519
DateMar 19, 2019
Book Page3812/1519
Instrument201910781
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4531 MORNINGSIDE LN, MILTON, FL 32583-1740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039220783
DateFeb 26, 2020
Book Page3922/783
Instrument202009099
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$579.00 (+30.7%) Homeowner's exemption$73,428 (+3%)$153,666 (+5.91%) Land $37,800 Building $115,866
2023$443.00 (+1.37%) Homeowner's exemption$71,289 (+3%)$145,097 (+8.9%) Land $30,800 Building $114,297
2022$437.00 Homeowner's exemption$69,213$133,234 Land $25,200 Building $108,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Cox Communications.

Nearby Properties on Morningside Ln

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