4531 Lawrence St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4531 Lawrence St, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,076 sqft · built 1901
Lot Size0.167 acres (7,275 sqft)
OwnerCompany Name on Record
Last Sale$13,000 (Mar 2022)
Tax Bill$2,883 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2022 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN582-0007-0113-00

Property Details

APN / Parcel Number

Primary APN582-0007-0113-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,076 sqft Living Area
Gross Area3,126 sqft
1st Floor Area1,050 sqft
2nd Floor Area1,026 sqft
Basement Area1,050 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,275 sqft (0.167 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area266 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4531 LAWRENCE ST
CityCINCINNATI
StateOH
Zip45217-1635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4531 LAWRENCE ST 50 X 140
Legal SubdivisionST BERNARD
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group1
Census Block1000
Census Tract25800

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4714 TOWER AVE, CINCINNATI, OH 45217-1326
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES FIRST SAVINGS BANK
Mar 8, 2022Warranty Deed, Transfer · Line of Credit
PEOPLES FIRST SAVINGS BANK
Dec 1, 2021Affidavit of Death of Joint Tenant, Transfer
Mar 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2022 · Amount on Record
Deed SaleMar 8, 2022 · Amount on Record
Deed Document Number202224509
Deed Book / Page14619 / 89
Prior Transfer DateMar 28, 2018
Prior Transfer Doc0000025948
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4531 LAWRENCE ST, CINCINNATI, OH 45217-1635
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089502
DateSep 20, 2022
Book Page14755/1737
Instrument2022-0089502
Lender
NamePEOPLES FIRST SAVINGS BANK
TypeBank
AddressMASON, OH 45040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 6, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 8, 2022
Property Address4531 LAWRENCE ST, CINCINNATI, OH 45217-1635
Document Number0000024509
Book / Page14619 / 89
Map ReferenceMB 1 PG 1
Instrument DateMar 4, 2022
Instrument2022-0024509
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4717 OWNER AVE, CINCINNATI, OH 45238

Mortgage

Document Number0000024510
DateMar 8, 2022
Instrument2022-0024510
Lender
NamePEOPLES FIRST SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2047

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateDec 1, 2021
Property Address4531 LAWRENCE ST, CINCINNATI, OH 45217-1635
Document Number0000144484
Book / Page14554 / 3561
Map ReferenceMB 1 PG 1
Instrument DateDec 1, 2021
Instrument2021-0144484
Transaction TypeTransfer
Record UpdatedJan 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 MARTIN ST, CINCINNATI, OH 45217-1611

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateMar 29, 2018
Property Address4531 LAWRENCE ST, CINCINNATI, OH 45217-1635
Document Number0000025948
Book / Page013635 / 001829
Instrument DateMar 28, 2018
Instrument25948
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4531 LAWRENCE ST CINCINNATI OH 452171635, CINCINNATI, OH 45217-1635

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,883.00 (+1.19%)$45,500 (-) Land $12,166 Building $33,334$130,000 (-) Land $34,760 Building $95,240
2024$2,849.00 (-2.06%)$45,500 (-) Land $12,166 Building $33,334
2023$2,909.00 (+86.24%)$45,500 (+59.31%) Land $12,166 Building $33,334$130,000 (+59.31%) Land $34,760 Building $95,240
2022$1,562.00 Homeowner's exemption$28,560 Land $9,492 Building $19,068
2020$81,600 Land $27,120 Building $54,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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