4531 Freeway Cir, Sacramento, CA 95841 Property Records

Sacramento County property record for 4531 Freeway Cir, Sacramento, CA 95841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Feb 2025)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`228-0202-022-0000`

Property Details

APN / Parcel Number

Primary APN	`228-0202-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4531 FREEWAY CIR
City	SACRAMENTO
State	CA
Zip	95841-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FREEWAY ESTATES, LOT 55
Legal Subdivision	FREEWAY ESTATES
Legal Lot Number	55
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4008
Census Tract	7503

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Apr 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Book / Page	20250205 / 609
Prior Transfer Date	Jul 10, 1997
Prior Transfer Doc	9707001081
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2026
Property Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520
Document Number	2026000942
Book / Page	20260430 / 942
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520

Mortgage

Document Number	2026000943,
Date	Apr 30, 2026
Book Page	20260430/943

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 1, 2022
Property Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520
Document Number	0000001683
Map Reference	MB 45 PG 32
Instrument Date	Mar 23, 2022
Instrument	2022040101683
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520

Mortgage

Document Number	0000001684
Date	Apr 1, 2022
Instrument	2022040101684

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520
Document Number	2008101238
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 FREEWAY CIR SACRAMENTO CA 958413520, SACRAMENTO, CA 95841-3520

Mortgage

Document Number	2008101238
Date	Aug 10, 2020
Instrument	2008101238

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520
Document Number	1910290640
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 FREEWAY CIR SACRAMENTO CA 958413520, SACRAMENTO, CA 95841-3520

Mortgage

Document Number	1910290640
Date	Oct 29, 2019
Instrument	1910290640

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2017
Property Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520
Document Number	4030000000272
Book / Page	20170403 / 0272
Map Reference	MB 45 PG 32
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4531 FREEWAY CIR, SACRAMENTO, CA 95841-3520

Mortgage

Document Number	201704030273
Date	Apr 3, 2017
Instrument	20170403/0273

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,299 (+2%) Land $158,737 Building $264,562
2025	$4,902.00 (+2.72%)	$415,000 (+1.72%) Land $155,625 Building $259,375
2024	$4,772.00 (-0.69%)
2023	$4,805.00 (+166.35%)	$408,000 Land $153,000 Building $255,000
2022	$1,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1986–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Fidium Fiber, GeoLinks.

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