4531 E Macgregor Rd, South Bend, IN 46614 Property Records

St. Joseph County property record for 4531 E Macgregor Rd, South Bend, IN 46614 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,369 sqft · built 1966
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$198,340 (May 2026)
Tax Bill	$11,446 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-30-404-030.000-002`

Property Details

APN / Parcel Number

Primary APN	`71-09-30-404-030.000-002`
Alternative APN	`02310150841`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4531 E MACGREGOR RD
City	SOUTH BEND
State	IN
Zip	46614-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 146 SCOTTSDALE ADD. SEC. C.
Legal Subdivision	SCOTTSDALE ADD
Legal Lot Number	146
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2002
Census Tract	11803

Owner

Source: St. Joseph County records · APN 71-09-30-404-030.000-002

Assessment roll updated March 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4531 E MACGREGOR RD, SOUTH BEND, IN 46614-3550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT CREDIT UNION
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
May 05, 2006	Trustee's Deed, Foreclosure · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 05, 2006 · Amount on Record
Deed Document Number	202612702
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 22, 2026
Property Address	4531 E MACGREGOR RD, SOUTH BEND, IN 46614-3550
Document Number	0000012702
Instrument Date	May 21, 2026
Instrument	202612702
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4531 E MACGREGOR RD, SOUTH BEND, IN 46614-3550
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012703,
Date	May 22, 2026
Instrument	202612703

Lender

Name	EVERETT CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	4531 E MACGREGOR RD, SOUTH BEND, IN 46614-3550
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001704194
Date	Feb 22, 2017
Instrument	1704194

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 05, 2006
Property Address	4531 E MACGREGOR RD, SOUTH BEND, IN 46614-3550
Document Number	0000617333
Map Reference	MB21 PGS
Instrument Date	Apr 20, 2006
Instrument	0617333
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	METORPOLITNA TITLE IN LLC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 E MAC DRA GOR RD, SOUTH BEND, IN 46614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000617334
Date	May 05, 2006
Instrument	0617334

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Type Change Date	May 01, 2008
Change Frequency	6 Months
Min Rate At Change	9.25%
Max Rate At Change	10.7%
Index	6-Month LIBOR
Margin	6
Max Rate	16.2%

Mortgage

Document Number	0000617335
Date	May 05, 2006
Instrument	0617335

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2021
Prepayment Penalty	00 Months

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,446.00 (+452.68%)	$189,700 (+18.49%) Land $47,000 Building $142,700	$189,700 (+18.49%) Land $47,000 Building $142,700
2024	$2,071.00 (+15.25%)
2023	$1,797.00 (+1.07%)	$160,100 (-) Land $47,000 Building $113,100	$160,100 (-) Land $47,000 Building $113,100
2022	$1,778.00	$160,100 Land $47,000 Building $113,100	$160,100 Land $47,000 Building $113,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181410118032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Mercury Broadband, Surf Air Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Macgregor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures