Fulton County property record for 4531 Co Rd 5, Delta, OH 43515
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1982 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2024) |
| Tax Bill | $2,298 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-046472-01.000 |
| Primary APN | 24-046472-01.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 119,354 sqft (2.74 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 96 sqft |
| Patio Area | 446 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Lean-To | 560 sqft |
| Pole Barn | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4531 COUNTY ROAD 5 |
|---|---|
| City | DELTA |
| State | OH |
| Zip | 43515-9666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8E-7N-29 N 278 FT S 324 FT E OF DITCH NE 2.74A |
| Legal Range | 08E |
| Legal Township | 07N |
| Legal Section | 29 |
| Jurisdiction | FULTON OH |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40300 |
4531 Co Rd 5 is owned and occupied by an individual who bought it in May 2024.
Source: Fulton County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4531 COUNTY ROAD 5, DELTA, OH 43515-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC |
| Sep 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Apr 17, 2012 · Amount on File |
| Deed Document Number | 20241544 |
| Deed Book / Page | 380 / 3936 |
| Prior Transfer Date | Apr 1, 2016 |
| Prior Transfer Doc | 00333/1242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON OH |
| Property Address | 4531 COUNTY ROAD 5, DELTA, OH 43515-9666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 367/5082 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 367/5082 |
| Instrument | 202100004064 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON OH |
| Property Address | 4531 COUNTY ROAD 5, DELTA, OH 43515-9666 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2020 |
| Name | Verified Name |
|---|
| Document Number | 363/3399 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 363/3399 |
| Instrument | 202000262770 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 203 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON OH |
| Property Address | 4531 COUNTY ROAD 5, DELTA, OH 43515-9666 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700243249 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 0342/3956 |
| Instrument | 201700243249 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 4531 Co Rd 5 was $2,298, down 6% from the year before.
Source: Fulton County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fulton County |
| County Subdivision | Swan Creek Township |
| Unified School District | Pike-Delta-York Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,298.00 (-5.97%) | $59,400 (-) Land $12,390 Building $47,010 | $169,700 (-) Land $35,400 Building $134,300 |
| 2024 | $2,444.00 (-4.31%) | $59,400 (-) Land $12,390 Building $47,010 | $169,700 (-) Land $35,400 Building $134,300 |
| 2023 | $2,554.00 (+11.38%) | $59,400 (+31.53%) Land $12,390 Building $47,010 | $169,700 Land $35,400 Building $134,300 |
| 2022 | $2,293.00 | $45,160 Land $10,330 Building $34,830 | |
| 2020 | $129,000 Land $29,500 Building $99,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4531 Co Rd 5 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4531 Co Rd 5 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Windstream DSL | 200 / 20 |
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