4531 Cameron Rd, Morristown, TN 37814 Property Records

Hamblen County property record for 4531 Cameron Rd, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,241 sqft · built 2023
Lot Size	8.06 acres (351,486 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Oct 2021)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-005.00`

Property Details

APN / Parcel Number

Primary APN	`040-005.00`
Alternative APNs	`0204004000500` `032040 00500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,241 sqft Living Area
Gross Area	4,058 sqft
1st Floor Area	1,603 sqft
Upper Floors Area	638 sqft
Basement Area	1,179 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	351,486 sqft (8.06 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4531 CAMERON RD
City	MORRISTOWN
State	TN
Zip	37814-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	HAMBLEN TN
Township / Civil Division	14
Census Block Group	2
Census Block	2022
Census Tract	101200

Owner

4531 Cameron Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Hamblen County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4531 CAMERON RD, MORRISTOWN, TN 37814-1569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage COGENT BANK
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Oct 15, 2021	Warranty Deed, Transfer LAKEWAY TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Document Number	20219505
Deed Book / Page	1935 / 789
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0000183647
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	4531 CAMERON RD, MORRISTOWN, TN 37814-1569
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 BROOKDELL DR, RUSSELLVILLE, TN 37860-8966

Mortgage

Document Number	0001947676
Date	Dec 10, 2021
Book Page	1947/676
Instrument	21011558

Lender

Name	COGENT BANK
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	4531 CAMERON RD, MORRISTOWN, TN 37814-1569
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002010486
Date	Dec 7, 2022
Book Page	2010/486
Instrument	22022774

Lender

Name	HOMEPLUS CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Oct 15, 2021
Property Address	4531 CAMERON RD, MORRISTOWN, TN 37814-1569
Document Number	0001935789
Book / Page	1935 / 789
Instrument Date	Oct 13, 2021
Instrument	21009505
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$469.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6930 BROOKWELL DRIVE, RUSSELLVILLE, TN 37860-8966
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4531 Cameron Rd was $2,352.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00	$159,975 Land $35,375 Building $124,600	$639,900 Land $141,500 Building $498,400
2023		$93,975 (+353.99%) Land $20,700 Building $73,275
2022	$408.00	$20,700 Land $20,700	$82,800 Land $82,800
2020			$375,900 Land $82,800 Building $293,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4531 Cameron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4531 Cameron Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MUSFiber.

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