4531 Camberwell Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4531 Camberwell Rd, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,676 sqft · built 1938
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Jul 2018)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-0002-0154-00`

Property Details

APN / Parcel Number

Primary APN	`051-0002-0154-00`
Alternative APN	`122618940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	958 sqft
Basement Area	958 sqft
Finished Basement	718 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4531 CAMBERWELL RD
City	CINCINNATI
State	OH
Zip	45209-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4531 CAMBERWELL DR 40 X 110 IRR PT LOT 6 EVERSON EST SUB
Legal Subdivision	EVERSON EST SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1020
Census Tract	27600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 5, 2022	Intrafamily Transfer, Transfer
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI RUOFF MTG
Jul 31, 2018	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Feb 27, 2003 · Amount on Record
Deed Document Number	201866147
Last Transfer Date	Apr 25, 2022
Transfer Doc	0000045341
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 2, 2022
Property Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115
Document Number	0000054660
Book / Page	14680 / 622
Map Reference	CASE 93500
Instrument Date	May 23, 2022
Instrument	2022-0054660
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115

Mortgage

Document Number	0000054661
Date	Jun 2, 2022
Instrument	2022-0054661

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2042

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2022
Property Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115
Document Number	0000045341
Book / Page	14661 / 2263
Map Reference	CASE 93500
Instrument Date	Apr 25, 2022
Instrument	2022-0045341
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115
Document Number	0000046829
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4531 CAMBERWELL RD CINCINNATI OH 452091115, CINCINNATI, OH 45209-1115

Mortgage

Document Number	0000046829
Date	May 19, 2020
Book Page	014171/001256
Instrument	46829

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2018
Property Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115
Document Number	0000006147
Map Reference	DOC93500
Instrument Date	Jul 13, 2018
Instrument	18-0066147
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4531 CAMBERWELL RD, CINCINNATI, OH 45209-1115

Mortgage

Document Number	0000006148
Date	Jul 31, 2018
Instrument	18-0066148

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 (+3.12%)	$98,351 (+%) Land $35,032 Building $63,319	$281,000 (-) Land $100,090 Building $180,910
2024	$5,905.00 (-2.19%)	$98,349 (-) Land $35,031 Building $63,318
2023	$6,037.00 (+35.54%)	$98,349 (+56.98%) Land $35,031 Building $63,318	$281,000 (+56.98%) Land $100,090 Building $180,910
2022	$4,454.00	$62,650 Land $21,014 Building $41,636
2020			$179,000 Land $60,040 Building $118,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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