Missoula County property record for 4530 Whitewater, Potomac, MT 59823
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,002 sqft · built 1979 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,160 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0448541 |
| Primary APN | R0448541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,320 sqft (0.191 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 439 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000393908 |
|---|---|
| Old Parcel Number | 0393908 |
| Street Address | 4530 WHITEWATER |
| City | POTOMAC |
| State | MT |
| Zip | 59823-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | WHITEWATER PARK, S02, T13 N, R17 W, LOT 3 |
| Legal Range | 17W |
| Legal Township | 13N |
| Legal Section | 02 |
| Legal Quarter | SE |
| Legal Subdivision | WHITEWATER PARK |
| Legal Lot Number | 3 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1402 |
Source: Missoula County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4530 WHITEWATER, BONNER, MT 59823-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 4530 WHITEWATER, POTOMAC, MT 59823-9400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4530 WHITEWATER, PORTLAND, OR 97204 |
| Document Number | 0010920285 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 1092/285 |
| Instrument | 202310192 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Missoula County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Potomac Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,160.00 (-27.22%) | $367,000 (+11.96%) | $367,000 (+11.96%) Land $62,851 Building $304,149 |
| 2023 | $2,968.00 | $327,800 | $327,800 Land $65,476 Building $262,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 74% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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