4530 W Albain Rd, Monroe, MI 48161 Property Records

Monroe County property record for 4530 W Albain Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1962
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Nov 2025)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-010-376-00`

Property Details

APN / Parcel Number

Primary APN	`12-010-376-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Lot Area	34,412 sqft (0.79 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4530 W ALBAIN RD
City	MONROE
State	MI
Zip	48161-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 38 PC 539 PARCEL 1 DESC AS COM 251.50 FT S 68?54' E & 620.93 FT S 72?48' E FR THE INT OF THE CL OF ALBAIN RD WITH THE W
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4530 W ALBAIN RD, MONROE, MI 48161-9556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MONROE COMMUNITY CU
May 26, 2017	Deed of Trust, Mortgage · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	202519122
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 19, 2025
Property Address	4530 W ALBAIN RD, MONROE, MI 48161-9556
Document Number	0000019122
Instrument Date	Nov 18, 2025
Instrument	2025R19122
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4530 W ALBAIN RD, MONROE, MI 48161-9556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42842 JUDD RD, BELLEVILLE, MI 48111-9195

Mortgage

Document Number	0000019277
Date	Nov 19, 2025
Instrument	2025R19277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 24, 2021
Property Address	4530 W ALBAIN RD, MONROE, MI 48161-9556
Document Number	2021R22227
Instrument Date	Aug 13, 2021
Instrument	2021R22227
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4530 W ALBAIN RD, 4530, MONROE, MI 48161-9556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 W ALBAIN RD, MONROE, MI 48161-9556

Mortgage

Document Number	2021R22228
Date	Aug 24, 2021
Instrument	2021R22228

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4530 W ALBAIN RD, MONROE, MI 48161-9556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011380
Date	May 26, 2017
Instrument	2017R11380

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,000 (+4.73%) Building $83,000	$166,000 (+4.73%) Building $166,000
2025	$1,880.00 (+3.24%) Homeowner's exemption	$79,250 (+39.4%) Building $79,250	$158,500 (+39.4%) Building $158,500
2024	$1,821.00 (+10.9%)
2023	$1,642.00 Homeowner's exemption	$56,850	$113,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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