4530 SW 97th Ct, Miami, FL 33165 Property Records

Miami-Dade County property record for 4530 SW 97th Ct, Miami, FL 33165

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,207 sqft · built 1952
Lot Size0.206 acres (9,000 sqft)
OwnerOwner Name on Record
Last Sale$200,000 (Sep 2014)
Tax Bill$6,449 (2025)
Deeds & MortgagesDec 2017 Reverse Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN30-4020-004-3210

Property Details

APN / Parcel Number

Primary APN30-4020-004-3210

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,207 sqft Living Area
Gross Area2,247 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeConcrete
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions120 ft deep x 75 ft wide

Exterior Amenities

PorchPorch
Porch Area109 sqft
Patio Area1,210 sqft
FenceFence

Location & Zoning

Street Address4530 SW 97TH CT
CityMIAMI
StateFL
Zip33165-5713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100:SINGLE FAM,GENERAL
Legal DescriptionTROPICAL ESTS PB 50-98 LOT 3 BLK 16 LOT SIZE 75.000 X 120 OR 15970-4897 0693 4 COC 22853-2550 11 2004 1
Legal Range40
Legal Township54
Legal Section20
Legal SubdivisionTROPICAL ESTS
Legal Block16
Legal Lot Number3
JurisdictionDADE FL
Township / Civil DivisionSOUTH WESTSIDE
Census Block Group3
Census Block3022
Census Tract8601

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4530 SW 97TH CT, MIAMI, FL 33165-5713
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2017Deed of Trust, Mortgage · Reverse Mortgage
PLAZA HOME MORTGAGE INC
Nov 6, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2014 · Amount on Record
Deed SaleSep 23, 2014 · Amount on Record
Prior SaleFeb 20, 2014 · Amount on Record
Deed Document Number2014R0660622
Deed Book / Page29319 / 3364
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address4530 SW 97TH CT, MIAMI, FL 33165-5713
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000706656
DateDec 18, 2017
Book Page30795/2885
Instrument2017R0706656
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term936 Months
DueDec 12, 2095
Interest
Rate TypeAdjustable Rate
Rate4.59%
Type Change DateDec 1, 2018
Change FrequencyAnnually
Index1-Year LIBOR

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address4530 SW 97TH CT, MIAMI, FL 33165-5713
Document Number0000706657
Instrument DateNov 6, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 SW 97TH CT MIAMI FL 331655713, MIAMI, FL 33165-5713

Mortgage

Document Number0000706657
DateDec 18, 2017
Book Page030795/002899
Instrument706657
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueDec 17, 2092
Interest
Rate TypeAdjustable Rate
Rate4.59%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,449.00 (+7.86%) Homeowner's exemption$377,759 (+5.99%)$584,208 (+15.24%) Land $346,500 Building $237,708
2023$5,979.00 (+3.66%) Homeowner's exemption$356,421 (+3%)$506,966 (+14.29%) Land $264,000 Building $242,966
2022$5,768.00 Homeowner's exemption$346,040$443,595 Land $198,000 Building $245,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims10 (1982–2000)
Claims Outside the SFHA4 of 10
Most Recent ClaimOct 2000 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2000 · 2 claims
  • Hurricane Andrew, Aug 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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