Los Angeles County property record for 4530 Spencer St, Torrance, CA 90503
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,060 sqft · built 1984 |
| Lot Size | 1.41 acres (61,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $969,000 (Jun 2023) |
| Tax Bill | $11,461 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7524-007-135 |
| Primary APN | 7524-007-135 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,060 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 61,765 sqft |
| Heating System | Central |
|---|
| Street Address | 4530 SPENCER ST |
|---|---|
| City | TORRANCE |
| State | CA |
| Zip | 90503-2439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TORR-LM |
| Legal Description | TR=35047 LOT 3 CONDOMINIUM*UNIT 55 |
| Legal Subdivision | SPENCER COURT |
| Legal Tract | 35047 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LOS ANGELES CA |
| Township / Civil Division | TORRANCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 650607 |
4530 Spencer St, a condominium, is owned and occupied by two individuals who bought it in June 2023.
Source: Los Angeles County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4530 SPENCER ST, TORRANCE, CA 90503-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Jun 28, 2023 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on File |
| Deed Sale | Jun 28, 2023 · Amount on File |
| Prior Sale | Aug 30, 2006 · Amount on File |
| Deed Document Number | 2023423025 |
| Prior Transfer Date | Jun 8, 2011 |
| Prior Transfer Doc | 0000788458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Property Address | 4530 SPENCER ST, TORRANCE, CA 90503-2439 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4530 SPENCER ST, TORRANCE, CA 90503-2439 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025292 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 26-0025292 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | NEW FLORENCE, MO 63363 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Jun 28, 2023 |
| Property Address | 4530 SPENCER ST, TORRANCE, CA 90503-2439 |
| Document Number | 0000423025 |
| Map Reference | MB 1022 PG 1-3 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 23-0423025 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4530 SPENCER ST, TORRANCE, CA 90503-2439 |
| Investor | Possibly a Property Investor |
| Document Number | 0000423026 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 23-0423026 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.2% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
The 2025 property tax bill for 4530 Spencer St was $11,461 with a homeowner's exemption.
Source: Los Angeles County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | California |
| County | Los Angeles County |
| Municipality | Torrance City |
| Unified School District | Torrance Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,028,308 (+2%) Land $647,123 Building $381,185 | |
| 2025 | $11,461.00 Homeowner's exemption | $1,008,146 Land $634,435 Building $373,711 |
| 2023 | $9,961.00 (+1.34%) | $862,792 (+2%) Land $437,835 Building $424,957 |
| 2022 | $9,829.00 | $845,875 Land $429,250 Building $416,625 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4530 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4530 Spencer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE CO. - DOMINGUEZ private · serves 149,490 people · EPA ID CA1910033 |
|---|---|
| Water Source | Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL. |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks, Starry, T-Mobile.
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