4530 Settles Bridge Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4530 Settles Bridge Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,988 sqft · built 1995
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Oct 2021)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-181`

Property Details

APN / Parcel Number

Primary APN	`7-277-181`
Alternative APNs	`R7277-181` `2378565`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,988 sqft Living Area
Gross Area	6,741 sqft
Attic	Attic
Attic Area	92 sqft
Basement Area	1,953 sqft
Finished Basement	1,660 sqft
Unfinished Basement	293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4530 SETTLES BRIDGE RD
City	SUWANEE
State	GA
Zip	30024-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	SETTLE BRIDGE RD
Legal Subdivision	RIDGE RD
Legal Lot Number	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3000
Census Tract	50243

Owner

Source: Gwinnett County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Deed of Trust, Mortgage · Line of Credit BANK OZK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS
Nov 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK
Oct 4, 2021	Warranty Deed, Transfer
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Sep 3, 1998 · Amount on Record
Deed Document Number	202136045
Deed Book / Page	59290 / 814
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982

Mortgage

Document Number	0614650636
Date	Oct 10, 2024
Book Page	0000061465/0000000636

Lender

Name	BANK OZK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Investor	Possibly a Property Investor

Mortgage

Document Number	0592900830
Date	Oct 13, 2021
Book Page	0000059290/0000000830

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982

Mortgage

Document Number	0603250685
Date	Nov 29, 2022
Book Page	0000060325/0000000685

Lender

Name	CAPITAL CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 4, 2021
Property Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	0592950127
Book / Page	59295 / 127
Instrument Date	Oct 4, 2021
Instrument	2021-036548
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 4, 2021
Property Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	0592900814
Book / Page	59290 / 814
Instrument Date	Oct 4, 2021
Instrument	2021-036045
Transaction Type	Transfer
Record Updated	Nov 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Investor	Possibly a Property Investor

Mortgage

Document Number	0059290816
Date	Oct 4, 2021
Instrument	59290/816

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2051

Mortgage

Document Number	0592900830
Date	Oct 13, 2021
Book Page	0000059290/0000000830

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,664.00 (+3.71%)	$282,160 (-) Land $28,000 Building $254,160	$705,400 (-) Land $70,000 Building $635,400
2023	$7,390.00	$282,160 Land $28,000 Building $254,160
2022			$705,400 Land $70,000 Building $635,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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