4530 Ruch Rd, Oakley (Argenta), IL 62501 Property Records

Macon County property record for 4530 Ruch Rd, Oakley, IL 62501

Property Summary

Property Type	Rural Home
Details	2 ba · 1,809 sqft · built 2011
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Aug 2018)
Tax Bill	$6,501 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-29-200-014`

Property Details

APN / Parcel Number

Primary APN	`14-09-29-200-014`
Alternative APN	`09-29-200-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft
Basement Area	1,809 sqft
Unfinished Basement	1,809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Lot Area	522,720 sqft (12 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	140929200014
Street Address	4530 RUCH RD
City	OAKLEY
State	IL
Zip	62501-7601
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	SEC 29-17-4EN12ACS NW1/4 NE1/4 DESC AS BEG AT NW COR OF NE1/4 TH ERLY1329.47 ALG N LN OF NE1/4 TH S393.48 ALG E LN OF W1/2 NE
Legal Range	04E
Legal Township	17N
Legal Section	29
Jurisdiction	MACON IL
Township / Civil Division	OAKLEY
Census Block Group	2
Census Block	2037
Census Tract	2200

Owner

Source: Macon County assessment roll, APN 14-09-29-200-014, as of June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4530 RUCH RD, OAKLEY, IL 62501-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 07, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2018 · Amount on Record
Deed Sale	Aug 07, 2018 · Amount on Record
Deed Document Number	20181936286
Deed Book / Page	4635 / 966
Prior Transfer Date	Jul 01, 2014
Prior Transfer Doc	4378/368
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4530 RUCH RD, OAKLEY, IL 62501-7601
Transaction Type	Mortgage
Record Updated	May 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4661/196
Date	Jan 25, 2019
Book Page	4661/196
Instrument	1942050

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2039

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Aug 07, 2018
Property Address	4530 RUCH RD, OAKLEY, IL 62501-7601
Document Number	4635/966
Book / Page	4635 / 966
Instrument Date	Aug 02, 2018
Instrument	1936286
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$403.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	4635/967
Date	Aug 07, 2018
Book Page	4635/967
Instrument	1936287

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll as of June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Oakley Township
Unified School District	Cerro Gordo Community Unit School District 100 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,501.00 (+4.79%) Homeowner's exemption	$91,496 (+5.12%) Land $13,962 Building $77,534	$274,515 (+5.12%) Land $41,890 Building $232,625
2024	$6,204.00	$87,040 Land $13,114 Building $73,926	$261,146 Land $39,346 Building $221,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (17115C), as of November 28, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JAB Wireless Fixed Wireless	25 / 5

May also be available: AT&T.

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