4530 Piedras St, Cocoa, FL 32927 Property Records

Brevard County property record for 4530 Piedras St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$231,300 (Feb 2019)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-69-20`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-69-20`
Alternative APNs	`23-35-23-JM-00069.0-0020.00` `2309587`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,630 sqft
1st Floor Area	2,256 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Finished/Open Porch
Porch Area	14 sqft
Patio Area	11 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2309587
Street Address	4530 PIEDRAS ST
City	COCOA
State	FL
Zip	32927-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 20 BLK 69
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	69
Legal Lot Number	20
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1000
Census Tract	62109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4530 PIEDRAS ST, COCOA, FL 32927-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · VA Mortgage FAIR WAY LENDING LLC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY LNDG
Feb 7, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY LNDG
Mar 13, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on File
Deed Sale	Feb 7, 2019 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Document Number	201926152
Deed Book / Page	8363 / 2803
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0057705763
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4530 PIEDRAS ST, COCOA, FL 32927-3504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISLAND T&E AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 PIEDRAS ST, COCOA, FL 32927-3504

Mortgage

Document Number	0089240001
Date	Nov 18, 2020
Book Page	8924/1
Instrument	2020257789

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company
Address	LOUISVILLE, KY 40243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4530 PIEDRAS ST, COCOA, FL 32927-3504
Document Number	0085951687
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4530 PIEDRAS ST COCOA FL 329273504, COCOA, FL 32927-3504

Mortgage

Document Number	0085951687
Date	Nov 21, 2019
Book Page	008595/001687
Instrument	255211

Lender

Name	FAIRWAY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 7, 2019
Property Address	4530 PIEDRAS ST, COCOA, FL 32927-3504
Document Number	0083632803
Book / Page	008363 / 002803
Instrument Date	Feb 6, 2019
Instrument	26152
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,619.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 PIEDRAS ST COCOA FL 329273504, COCOA, FL 32927-3504

Mortgage

Document Number	83632805
Date	Feb 7, 2019
Book Page	008363/002805
Instrument	26153

Lender

Name	FAIRWAY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	4530 PIEDRAS ST, COCOA, FL 32927-3504
Document Number	0082420486
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 PIEDRAS ST COCOA FL 329273504, COCOA, FL 32927-3504

Mortgage

Document Number	0082420486
Date	Aug 20, 2018
Book Page	008242/000486
Instrument	187276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,290 (+2.7%)	$322,450 (-0.47%)
2025	$3,514.00 (+8.42%) Homeowner's exemption	$241,770 (+5.98%)	$323,980 (+3.72%)
2024	$3,241.00 (+1.5%)
2023	$3,193.00 (+6.54%) Homeowner's exemption	$228,120 (+3%)	$312,350 (+7.87%) Land $52,000 Building $260,350
2022	$2,997.00 Homeowner's exemption	$221,480	$289,550 Land $46,000 Building $243,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (2004–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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