4530 Ocean Ln, Elk Grove, CA 95757 Property Records

Sacramento County property record for 4530 Ocean Ln, Elk Grove, CA 95757

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,061 sqft · built 2018
Lot Size2.29 acres (1 sqft)
OwnerIndividual Name on File
Last Sale$330,500 (Dec 2018)
Tax Bill$6,522 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN132-1880-005-0005

Property Details

APN / Parcel Number

Primary APN132-1880-005-0005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,061 sqft Living Area
1st Floor Area338 sqft
2nd Floor Area723 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area1 sqft
Garage Area426 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4530 OCEAN LN
CityELK GROVE
StateCA
Zip95757-2557
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRD-18
Legal DescriptionUNIT 5, LOT 1, LATITUDE PHASE 1, PER 20180122/330
Legal SubdivisionSUBDIVISION NO 06 1095 00 MARINA COURT
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1013
Census Tract9649

Owner

4530 Ocean Ln, a condominium, is owned and occupied by an individual who bought it in December 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address4530 OCEAN LN, ELK GROVE, CA 95757-2557
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2018 · Amount on File
Deed SaleDec 28, 2018 · Amount on File
Deed Book / Page20181228 / 1008
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4530 OCEAN LN, ELK GROVE, CA 95757-2557
Document Number2010090974
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 OCEAN LN ELK GROVE CA 957572557, ELK GROVE, CA 95757-2557

Mortgage

Document Number2010090974
DateOct 9, 2020
Instrument2010090974
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Ocean Ln was $6,522 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$375,991 (+2%) Land $142,225 Building $233,766
2025$6,522.00 (+1.01%) Homeowner's exemption$368,620 Land $139,437 Building $229,183
2024$6,457.00 (+2.7%)
2023$6,287.00 (+1.7%) Homeowner's exemption$354,308 Land $134,023 Building $220,285
2022$6,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4530 Ocean Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Ocean Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20

May also be available: Fidium Fiber, Frontier, GeoLinks, Verizon.

Nearby Properties on Ocean Ln

Nearby Streets

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