4530 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 4530 Oakley St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,008 sqft Gross Area
Lot Size	16,895 sqft (0.387 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2021)
Tax Bill	$4,088.00 (2026)

Owner

Source: St. Louis County records · APN 010-2780-01670

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4530 OAKLEY ST, DULUTH, MN 55804-1228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Doc Number	20211042074
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 11, 2021
Property Address	4530 OAKLEY ST, DULUTH, MN 55804-1228
Document Number	0001042074
Instrument Date	Jun 08, 2021
Instrument	1042074
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4530 OAKLEY ST, DULUTH, MN 55804-1228

Mortgage

Document Number	0001042075
Date	Jun 11, 2021
Instrument	1042075

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,088.00 (+6.79%) Homeowner's exemption
2025	$3,828.00 (+15.23%) Homeowner's exemption	$322,500 (+8.84%) Land $75,000 Building $247,500	$322,500 (+8.84%) Land $75,000 Building $247,500
2024	$3,322.00	$296,300 (+30.24%) Land $72,300 Building $224,000	$296,300 (+30.24%) Land $72,300 Building $224,000
2022		$227,500 Land $55,600 Building $171,900	$227,500 Land $55,600 Building $171,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-2780-01670`
Alternative APN	`1110715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,008 sqft Gross Area
1st Floor	1,008 sqft 1st Floor
Basement Area	752 sqft Basement
Finished Basement	752 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	16,895 sqft (0.387 acres)
Garage Area	720 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	157 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1110715
Street Address	4530 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:012 SERIAL #
Legal Subdivision	LAKESIDE GARDENS DULUTH
Legal Block	12
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	4
Census Block	4001
Census Tract	600