4530 N 38th Pl, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4530 N 38th Pl, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,870 sqft · built 1953
Lot Size	0.214 acres (9,331 sqft)
Owner	Company Name on Record
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Nov 2018 Reverse Mortgage Dec 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`170-24-069`

Property Details

APN / Parcel Number

Primary APN	`170-24-069`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	2,095 sqft
1st Floor Area	1,870 sqft

Exterior

Year Built	Built 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,331 sqft (0.214 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4530 N 38TH PL
City	PHOENIX
State	AZ
Zip	85018-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO DEL MONTE 4
Legal Range	03E
Legal Township	02N
Legal Section	24
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	RANCHO DEL MONTE UNIT 4
Legal Lot Number	34
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3013
Census Tract	108301

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Dec 17, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 12, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 30, 2014
Last Transfer Date	Dec 7, 2016
Transfer Doc	0000903018
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512

Mortgage

Document Number	0000822160
Date	Nov 2, 2018
Instrument	20180822160

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.89%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512

Mortgage

Document Number	0001248872
Date	Dec 17, 2020
Instrument	20201248872

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512
Document Number	0001248873
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 N 38TH PL PHOENIX AZ 850183512, PHOENIX, AZ 85018-3512

Mortgage

Document Number	0001248873
Date	Dec 17, 2020
Instrument	1248873

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	2.99%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 N 38TH PL, PHOENIX, AZ 85018-3512
Document Number	0000822161
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4530 N 38TH PL PHOENIX AZ 850183512, PHOENIX, AZ 85018-3512

Mortgage

Document Number	0000822161
Date	Nov 2, 2018
Instrument	822161

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.89%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,710 (+4.01%)	$867,100 (+4.01%) Land $173,400 Building $693,700
2025	$3,524.00 (-9.13%)
2024		$83,370	$833,700 Land $166,700 Building $667,000
2023	$3,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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