4530 Mount Zion Rd, Upperco, MD 21155 Property Records

Baltimore County property record for 4530 Mount Zion Rd, Upperco, MD 21155 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,368 sqft · built 1983
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on File
Tax Bill	$2,065 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2018 Line of Credit + 1 more
APN	`05-1800007855`

Property Details

APN / Parcel Number

Primary APN	`05-1800007855`
Alternative APNs	`51800007855` `1800007855`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,368 sqft Total Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Lot Width	414 ft Width
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	280 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1800007855
Old Parcel Number	51800007855
Street Address	4530 MOUNT ZION RD
City	UPPERCO
State	MD
Zip	21155-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.279 AC JOHN D WELLS PROPERTY
Legal Subdivision	WELLS JOHN D
Legal Lot Number	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	5
Census Block Group	2
Census Block	2032
Census Tract	405000

Owner

Source: Baltimore County records · APN 05-1800007855

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4530 MOUNT ZION RD, UPPERCO, MD 21155-9369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Jun 06, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK
Feb 26, 2018	Deed of Trust, Mortgage · Conventional with PMI FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 1992
Deed Sale	Apr 10, 1992
Deed Document Number	070832
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4530 MOUNT ZION RD, UPPERCO, MD 21155-9369
Transaction Type	Mortgage
Record Updated	Dec 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 MOUNT ZION RD, UPPERCO, MD 21155-9369

Mortgage

Document Number	0507380452
Date	Nov 21, 2025
Book Page	50738/452

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	HAMPSTEAD, MD 21074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4530 MOUNT ZION RD, UPPERCO, MD 21155-9369
Document Number	0404360200
Instrument Date	Jun 06, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4530 MOUNT ZION RD UPPERCO MD 211559369, UPPERCO, MD 21155-9369

Mortgage

Document Number	0404360200
Date	Jun 28, 2018
Book Page	040436/000200

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2043

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4530 MOUNT ZION RD, UPPERCO, MD 21155-9369
Document Number	0400230335
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	REAL ESTATE SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 MOUNT ZION RD UPPERCO MD 211559369, UPPERCO, MD 21155-9369

Mortgage

Document Number	0400230335
Date	Mar 08, 2018
Book Page	040023/000335

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074-2029

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2048

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,065.00 Homeowner's exemption	$598,033	$680,700 Land $111,500 Building $569,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054050002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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