Oakland County property record for 4530 Mount Royal Ave, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1997 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2001) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-10-432-001 |
| Primary APN | E-17-10-432-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 1,412 sqft |
| Unfinished Basement | 1,412 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 143 ft deep x 107 ft wide |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 364 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4530 MOUNT ROYAL AVE |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 10 FRANK S SALTER'S MOUNT ROYAL COUNTRY CLUB LOTS 28, 29 & 30 BLK 5 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ROYAL COUNTRY CLUB |
| Legal Block | 5 |
| Legal Lot Number | 28-30 |
| Legal Unit | UNT R |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 134300 |
4530 Mount Royal Ave is owned and occupied by an individual who acquired it in November 2016.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4530 MOUNT ROYAL AVE, COMMERCE TOWNSHIP, MI 48382-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2001 · Amount on File |
| Deed Sale | Jan 11, 2001 · Amount on File |
| Prior Sale | Jul 22, 1997 · Amount on File |
| Last Transfer Date | Nov 16, 2016 |
| Transfer Doc | 0000223381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4530 MOUNT ROYAL AVE, COMMERCE TOWNSHIP, MI 48382-3908 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4530 MOUNT ROYAL AVE, COMMERCE TOWNSHIP, MI 48382-3908 |
| Document Number | 0000246815 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 57013/241 |
| Instrument | 246815 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4530 MOUNT ROYAL AVE, COMMERCE TOWNSHIP, MI 48382-3908 |
| Document Number | 0000110744 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4530 MOUNT ROYAL AVE COMMERCE TOWNSHIP MI 483823908, COMMERCE TOWNSHIP, MI 48382-3908 |
| Document Number | 0000110744 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 054323/000483 |
| Instrument | 110744 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4530 MOUNT ROYAL AVE, COMMERCE TOWNSHIP, MI 48382-3908 |
| Document Number | 0000000556 |
| Book / Page | 051434 / 000093 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4530 MOUNT ROYAL AVE COMMERCE TOWNSHIP MI 483823908, COMMERCE TOWNSHIP, MI 48382-3908 |
| Document Number | 0000000556 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 051434/000093 |
| Instrument | 556 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 4530 Mount Royal Ave was $1,808 with a homeowner's exemption, down 38.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (-38.61%) Homeowner's exemption | $175,010 | $350,020 |
| 2024 | $2,945.00 | ||
| 2023 | $157,960 | $315,920 | |
| 2021 | $2,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4530 Mount Royal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4530 Mount Royal Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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