Mecklenburg County property record for 4530 Montclair Ave, Charlotte, NC 28211
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 4.5 ba · 4,620 sqft · built 2021 |
| Lot Size | 2 acres (87,294,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,665,000 (Mar 2024) |
| Tax Bill | $12,133 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-042-76 |
| Primary APN | 185-042-76 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,620 sqft Living Area |
| Gross Area | 5,524 sqft |
| 1st Floor Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 87,294,240 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 904 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4530 MONTCLAIR AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-2904 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 4530 U/F 1117-1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2005 |
Source: Mecklenburg County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jan 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC |
| May 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 22, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Deed Document Number | 202425839 |
| Deed Book / Page | 38708 / 42 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1111 CENTRAL AVE 320, 320, CHARLOTTE, NC 28204-2257 |
| Investor | Possibly a Property Investor |
| Document Number | 0000165840 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 37838/702 |
| Instrument | 2022165840 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1111 CENTRAL AVE 320, 320, CHARLOTTE, NC 28204-2257 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002777 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 38577/446 |
| Instrument | 2024002777 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Document Number | 0000045581 |
|---|---|
| Date | May 12, 2025 |
| Book Page | 39576/132 |
| Instrument | 2025045581 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 22, 2024 |
| Property Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Document Number | 0000025839 |
| Book / Page | 38708 / 42 |
| Map Reference | MB 36532 PG 666 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024025839 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 22, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 CENTRAL AVE, CHARLOTTE, NC 28204-2255 |
| Name | Verified Name |
|---|---|
| Address | 4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904 |
| Document Number | 0000025840 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024025840 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,133.00 (-19.38%) | $1,559,598 (-) Building $1,559,598 | $1,559,598 (-) Building $1,559,598 |
| 2023 | $15,050.00 | $1,559,598 Building $1,559,598 | $1,559,598 Building $1,559,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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