4530 Mattapany Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 4530 Mattapany Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,952 sqft · built 2000
Lot Size	0.626 acres (27,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Apr 2023)
Tax Bill	$162 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-231758`

Property Details

APN / Parcel Number

Primary APN	`01-231758`
Alternative APNs	`1231758` `231758`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,952 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,286 sqft (0.626 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	231758
Street Address	4530 MATTAPANY RD
City	SAINT LEONARD
State	MD
Zip	20685-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LT 4 WOODHAVEN
Legal Subdivision	WOODHAVEN
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	2
Census Block	2033
Census Tract	861100

Owner

Source: Calvert County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4530 MATTAPANY RD, SAINT LEONARD, MD 20685-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Apr 19, 2023	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Book / Page	6422 / 426
Prior Transfer Date	Jun 26, 2008
Prior Transfer Doc	KPS031770032
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Aug 19, 2026
Property Address	4530 MATTAPANY RD, SAINT LEONARD, MD 20685-2839
Document Number	6951000420
Book / Page	6951 / 420
Instrument Date	Aug 13, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4530 MATTAPANY RD, SAINT LEONARD, MD 20685-2839

Mortgage

Document Number	6951000420,
Date	Aug 19, 2026
Book Page	6951/420

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 19, 2023
Property Address	4530 MATTAPANY RD, SAINT LEONARD, MD 20685-2839
Document Number	0064220426
Book / Page	6422 / 426
Map Reference	MB BJS 1 FO 41
Instrument Date	Apr 10, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4530 MATTAPANY RD, SAINT LEONARD, MD 20685-2839

Mortgage

Document Number	0006422435
Date	Apr 19, 2023
Instrument	6422/435

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,700 (+6.85%) Land $112,800 Building $393,900	$506,700 (-) Land $112,800 Building $393,900
2025	$162.00 (-96.19%)	$474,200 (+15.88%)	$506,700 (+23.83%) Land $112,800 Building $393,900
2023	$4,251.00	$409,200 Land $112,800 Building $296,400	$409,200 Land $112,800 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. LEONARD serves 350 people · EPA ID MD0040013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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