4530 Lobos Ave, San Jose, CA 95111 Property Records

Santa Clara County property record for 4530 Lobos Ave, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,458 sqft · built 1964
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Mar 2019)
Tax Bill	$12,697 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`684-07-089`

Property Details

APN / Parcel Number

Primary APN	`684-07-089`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4530 LOBOS AVE
City	SAN JOSE
State	CA
Zip	95111-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2583 MONTEREY HIGHLANDS BOOK 119 PAGE 44 PAGE 45 LOT 79
Legal Subdivision	MONTEREY HIGHLANDS
Legal Tract	2583
Legal Lot Number	79
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2010
Census Tract	512057

Owner

4530 Lobos Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Mar 26, 2019	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Deed Document Number	201924142395
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638

Mortgage

Document Number	0025099811
Date	Sep 15, 2021
Instrument	25099811

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638
Document Number	0024517507
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4530 LOBOS AVE SAN JOSE CA 951112638, SAN JOSE, CA 95111-2638

Mortgage

Document Number	0024517507
Date	Jun 25, 2020
Instrument	24517507

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638
Document Number	0024289804
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4530 LOBOS AVE SAN JOSE CA 951112638, SAN JOSE, CA 95111-2638

Mortgage

Document Number	0024289804
Date	Sep 26, 2019
Instrument	24289804

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 26, 2019
Property Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638
Document Number	0024142395
Map Reference	MB 119 PG 44&45
Instrument Date	Mar 22, 2019
Instrument	24142395
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4530 LOBOS AVE, SAN JOSE, CA 95111-2638
Investor	Possibly a Property Investor

Mortgage

Document Number	0024142396
Date	Mar 26, 2019
Instrument	24142396

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Lobos Ave was $12,697 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,257 (+2%) Land $659,937 Building $250,320
2025	$12,697.00 Homeowner's exemption	$892,410 Land $646,998 Building $245,412
2023	$12,230.00 (+0.79%) Homeowner's exemption	$857,758 Land $621,875 Building $235,883
2022	$12,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4530 Lobos Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4530 Lobos Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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