4530 Harrison St, Bellingham, WA 98229 Property Records

Whatcom County property record for 4530 Harrison St, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,686 sqft · built 2005
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2019)
Tax Bill	$9,639 (2025)
Deeds & Mortgages	Sep 2025 Reverse Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558404`

Property Details

APN / Parcel Number

Primary APN	`558404`
Alternative APNs	`370308 167255 0000` `25137`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,926 sqft
Finished Basement	1,926 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	54 sqft
Deck Area	774 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	558404
Street Address	4530 HARRISON ST
City	BELLINGHAM
State	WA
Zip	98229-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20.0
Legal Description	SEA VIEW LAKE PARK ADD TO BELLINGHAM LOTS 9-10 BLK 2
Legal Range	03
Legal Township	37
Legal Section	08
Legal Subdivision	SEA VIEW LAKE PARK ADD
Legal Block	2
Legal Lot Number	9 10
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2010
Census Tract	902

Owner

4530 Harrison St is owned and occupied by two individuals who bought it in January 2019.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4530 HARRISON ST, BELLINGHAM, WA 98229-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Jan 31, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Prior Sale	Mar 19, 2014
Deed Document Number	2019-0102487
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4530 HARRISON ST, BELLINGHAM, WA 98229-3323
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 HARRISON ST, BELLINGHAM, WA 98229-3323

Mortgage

Document Number	0000901733
Date	Sep 22, 2025
Instrument	2025-0901733

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	980 Months
Due	May 3, 2107

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 31, 2019
Property Address	4530 HARRISON ST, BELLINGHAM, WA 98229-3323
Document Number	2190102487
Instrument Date	Jan 23, 2019
Instrument	102487
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,596.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4530 HARRISON ST BELLINGHAM WA 982293323, BELLINGHAM, WA 98229-3323

Mortgage

Document Number	2190102488
Date	Jan 31, 2019
Instrument	102488

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Harrison St was $9,639.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,639.00	$1,178,632 Land $290,000 Building $888,632	$1,178,632 Land $290,000 Building $888,632
2022		$945,024 Land $282,948 Building $662,076	$945,024 Land $282,948 Building $662,076
2021	$6,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4530 Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Harrison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harrison St

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