4530 Gemini Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 4530 Gemini Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,742 sqft · built 1966
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2010)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29K-12-0501`

Property Details

APN / Parcel Number

Primary APN	`29K-12-0501`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	1,742 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4530 GEMINI DR
City	SAINT LOUIS
State	MO
Zip	63128-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUNSET GARDENS ADD PLAT 1 LOT 45
Legal Subdivision	SUNSET GARDENS ADD PLAT 1
Legal Lot Number	45
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	1
Census Block	1021
Census Tract	221336

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4530 GEMINI DR, SAINT LOUIS, MO 63128-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS CU
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit NEIGHBORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2010 · Amount on Record
Deed Sale	Dec 13, 2010 · Amount on Record
Deed Document Number	2010479
Deed Book / Page	19275 / 892
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	0000000311
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4530 GEMINI DR, SAINT LOUIS, MO 63128-2434
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 GEMINI DR, SAINT LOUIS, MO 63128-2434

Mortgage

Document Number	2023102000481
Date	Oct 20, 2023
Instrument	2023102000481

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 2, 2028

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4530 GEMINI DR, SAINT LOUIS, MO 63128-2434
Document Number	0226805551
Book / Page	022680 / 005551
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4530 GEMINI DR ST LOUIS MO 631282434, ST LOUIS, MO 63128-2434

Mortgage

Document Number	0226805551
Date	Sep 5, 2017
Book Page	022680/005551
Instrument	851

Lender

Name	NEIGHBORS FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 4, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,470 (-) Land $16,110 Building $46,360	$328,800 (-) Land $84,800 Building $244,000
2025	$3,977.00 (+9.83%)	$62,470 (+12.3%) Land $16,110 Building $46,360	$328,800 (+12.3%) Land $84,800 Building $244,000
2024	$3,621.00 (+0.25%)
2023	$3,612.00 (+11.41%)	$55,630 (+15.18%) Land $17,900 Building $37,730	$292,800 (+15.18%) Land $94,200 Building $198,600
2022	$3,242.00	$48,300 Land $17,900 Building $30,400
2021			$254,200 Land $94,200 Building $160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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