4530 Franklin Rd, Oscoda, MI 48750 Property Records

Iosco County property record for 4530 Franklin Rd, Oscoda, MI 48750

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1977
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$1,073 (2025)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN021A1000017700

Property Details

APN / Parcel Number

Primary APN021A1000017700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,092 sqft Building Perimeter
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions111 ft deep x 100 ft wide
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4530 FRANKLIN RD
CityOSCODA
StateMI
Zip48750-9515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionAUSABLE HEIGHTS LOTS 177 & 178
Legal SubdivisionAUSABLE HEIGHTS
Legal Lot Number177-178
JurisdictionIOSCO MI
Township / Civil DivisionAU SABLE
Census Block Group1
Census Block1019
Census Tract400

Owner

4530 Franklin Rd is owned and occupied by an individual.

Source: Iosco County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address4530 FRANKLIN RD, OSCODA, MI 48750-9515
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIOSCO MI
Property Address4530 FRANKLIN RD, OSCODA, MI 48750-9515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020005074
DateSep 8, 2020
Instrument2020005074
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueOct 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Franklin Rd was $1,073 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIosco County
County SubdivisionAu Sable Charter Township
Unified School DistrictOscoda Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,000 Land $64,000$128,000 Land $128,000
2025$1,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4530 Franklin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1986–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Franklin Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Franklin Rd

Nearby Streets

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