4530 Fox Valley Cir, North Highlands, CA 95660 Property Records

Sacramento County property record for 4530 Fox Valley Cir, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1989
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Feb 2006)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`219-0680-019-0000`

Property Details

APN / Parcel Number

Primary APN	`219-0680-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4530 FOX VALLEY CIR
City	NORTH HIGHLANDS
State	CA
Zip	95660-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DON JULIO ESTATES, LOT 19
Legal Subdivision	DON JULIO ESTATES
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1013
Census Tract	7414

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Feb 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2006 · Amount on File
Deed Sale	Feb 23, 2006 · Amount on File
Prior Sale	Mar 22, 1996 · Amount on File
Deed Book / Page	20060223 / 1708
Prior Transfer Date	Jun 18, 2003
Prior Transfer Doc	2003002008
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950

Mortgage

Document Number	0000000729
Date	Nov 20, 2023
Instrument	202311200729

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950

Mortgage

Document Number	2021091401180
Date	Sep 14, 2021
Instrument	2021091401180

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950
Document Number	1910070633
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4530 FOX VALLEY CIR NORTH HIGHLANDS CA 956603950, NORTH HIGHLANDS, CA 95660-3950

Mortgage

Document Number	1910070633
Date	Oct 7, 2019
Instrument	1910070633

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4530 FOX VALLEY CIR, NORTH HIGHLANDS, CA 95660-3950
Document Number	1803080480
Instrument Date	Feb 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 FOX VALLEY CIR NORTH HIGHLANDS CA 956603950, NORTH HIGHLANDS, CA 95660-3950

Mortgage

Document Number	1803080480
Date	Mar 8, 2018
Instrument	1803080480

Lender

Name	BANK OF AMERICA CALIFORNIA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,635 (+2%) Land $139,378 Building $305,257
2025	$5,082.00 (+5.11%) Homeowner's exemption	$435,918 (+4.04%) Land $136,646 Building $299,272
2024	$4,835.00 (+2.81%)
2023	$4,703.00 (+2.71%) Homeowner's exemption	$418,992 Land $131,341 Building $287,651
2022	$4,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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