4530 Estates Cir, Westlake (Loxahatchee), FL 33470 Property Records

Palm Beach County property record for 4530 Estates Cir, Westlake, FL 33470

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 4,294 sqft · built 2022
Lot Size	0.274 acres (11,966 sqft)
Owner	Individual Name on Record
Last Sale	$963,270 (Oct 2022)
Tax Bill	$17,201 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77-41-43-07-03-000-0050`

Property Details

APN / Parcel Number

Primary APN	`77-41-43-07-03-000-0050`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	4,294 sqft Living Area
Gross Area	6,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	11,966 sqft (0.274 acres)
Porch	Open Porch
Porch Area	685 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4530 ESTATES CIR
City	WESTLAKE
State	FL
Zip	33470-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ESTATES OF WESTLAKE LT 5
Legal Lot Number	5
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1002
Census Tract	7850

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4530 ESTATES CIR, WESTLAKE, FL 33470-7054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	20220423784
Deed Book / Page	33904 / 1574
Record Updated	Jun 8, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 21, 2022
Property Address	4530 ESTATES CIR, WESTLAKE, FL 33470-7054
Document Number	0339041574
Book / Page	33904 / 1574
Map Reference	MB 131 PG 108
Instrument Date	Oct 20, 2022
Instrument	20220423784
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,743.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 ESTATES CIR, WESTLAKE, FL 33470-7054

Mortgage

Document Number	0339041576
Date	Oct 21, 2022
Instrument	33904/1576

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0339041589
Date	Oct 21, 2022
Book Page	33904/1589
Instrument	20220423786

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Westlake City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,201.00 (+5.7%) Homeowner's exemption	$781,598 (+5.99%)	$1,050,504 (+25.33%) Land $199,368 Building $851,136
2023	$16,274.00 (+484.13%) Homeowner's exemption	$737,447 (+321.4%)	$838,191 (+378.97%) Land $192,000 Building $646,191
2022	$2,786.00	$175,000 Land $175,000	$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 438 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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