4530 Elm St, Bellaire, TX 77401 Property Records

Harris County property record for 4530 Elm St, Bellaire, TX 77401

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,445 sqft · built 2016
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Tax Bill$23,180 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN066-101-001-0007

Property Details

APN / Parcel Number

Primary APN066-101-001-0007
Alternative APN
  • 0661010010012

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area5,445 sqft Living Area
1st Floor Area2,529 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeRaised
Lot Area8,100 sqft (0.186 acres)
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area504 sqft
PorchOpen Frame Porch
Porch Area627 sqft
Patio Area288 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0661010010007
Street Address4530 ELM ST
CityBELLAIRE
StateTX
Zip77401-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK A WHEELER
Legal SubdivisionWHEELER
Legal BlockA
Legal Lot Number7
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2019
Census Tract412700

Owner

4530 Elm St is owned and occupied by two individuals who acquired it in March 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4530 ELM ST, BELLAIRE, TX 77401-3718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 2, 2020Warranty Deed, Transfer
FIRST UNITED BK
Aug 23, 2017Warranty Deed, Subdivision Related Transfer
AMEGY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2023
Deed SaleMar 2, 2023
Prior SaleOct 2, 2020 · Amount on File
Deed Document Number202371598
Prior Transfer DateOct 1, 2020
Prior Transfer Doc0000468588
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4530 ELM ST, BELLAIRE, TX 77401-3718
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyNOT AVAILABLE, CHARTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021267019
DateMay 14, 2021
Instrument2021-267019
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateOct 2, 2020
Property Address4530 ELM ST, BELLAIRE, TX 77401-3718
Document Number0000468588
Instrument DateOct 1, 2020
Instrument468588
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4530 ELM ST BELLAIRE TX 774013718, BELLAIRE, TX 77401-3718

Mortgage

Document Number468589
DateOct 2, 2020
Instrument468589
Lender
NameFIRST UNITED BK
TypeBank
Address1400 W MAIN ST, DURANT, OK 74701-4906
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2050

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateAug 23, 2017
Property Address4530 ELM ST, BELLAIRE, TX 77401-3718
Document Number0000381541
Instrument DateAug 16, 2017
Instrument381541
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2020
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address233 MERRIE WAY LN HOUSTON TX 770247407, HOUSTON, TX 77024-7407

Mortgage

Document Number381542
DateAug 23, 2017
Instrument381542
Lender
NameAMEGY BK
TypeBank
AddressHOUSTON, TX 77027
Agreement
AmountAmount on Record
Term360 Months
DueAug 22, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Elm St was $23,180 with a homeowner's exemption, up 2.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellaire City
CountyHarris County
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,882,528 (-4.8%) Land $496,000 Building $1,386,528$1,882,528 (-4.8%) Land $496,000 Building $1,386,528
2025$23,180.00 (+2.64%) Homeowner's exemption$1,977,406 Land $496,000 Building $1,481,406$1,977,406 Land $496,000 Building $1,481,406
2024$22,583.00
2023$1,679,572 Land $465,000 Building $1,214,572$1,679,572 Land $465,000 Building $1,214,572
2022$21,562.00
2020$27,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4530 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 467 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies467 in force
Nearby Flood Claims492 (1979–2019)
Claims Outside the SFHA215 of 492
Most Recent ClaimSep 2019 · Tropical Storm Imelda
Claims by Event
  • Hurricane Harvey, Sep 2017 · 237 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 69 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4530 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLAIRE
serves 18,090 people · EPA ID TX1010004
Water SourcePurchased surface water from CITY OF HOUSTON
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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