Mitchell County property record for 4530 Echo Ave, Saint Ansgar, IA 50472
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 1 ba · 2,132 sqft · built 1928 |
| Lot Size | 16.1 acres (702,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Dec 2020) |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502400011 |
| Primary APN | 0502400011 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 702,187 sqft (16.1 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 210 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4530 ECHO AVE |
|---|---|
| City | SAINT ANSGAR |
| State | IA |
| Zip | 50472-8625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL G NW 1/4 SE 1/4 PER SURVEY 2016-571 |
| Legal Range | 18W |
| Legal Township | 99N |
| Legal Section | 02 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | ST. ANSGAR |
| Census Block Group | 4 |
| Census Block | 4076 |
| Census Tract | 560200 |
Source: Mitchell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4530 ECHO AVE, SAINT ANSGAR, IA 50472-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Dec 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Deed Document Number | 20202577 |
| Deed Book / Page | 2020 / 2577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jul 20, 2026 |
| Property Address | 4530 ECHO AVE, SAINT ANSGAR, IA 50472-8625 |
| Document Number | 0000001194 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20261194 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4530 ECHO AVE, SAINT ANSGAR, IA 50472-8625 |
| Document Number | 0000001194, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20261194 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Dec 28, 2020 |
| Property Address | 4530 ECHO AVE, SAINT ANSGAR, IA 50472-8625 |
| Document Number | 02020/2577 |
| Book / Page | 2020 / 2577 |
| Instrument Date | Dec 19, 2020 |
| Instrument | 2020 2577 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4530 ECHO AVE, SAINT ANSGAR, IA 50472-8625 |
| Document Number | 02020/2578 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 2020/2578 |
| Instrument | 2020 2578 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Unified School District | St. Ansgar Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 Homeowner's exemption | $127,920 (+14.48%) Land $18,870 Building $109,050 | $127,920 (+7.37%) Land $18,870 Building $109,050 |
| 2024 | $1,298.00 (+25.53%) | ||
| 2023 | $111,740 (+61.78%) Land $7,890 Building $103,850 | $119,140 (+59.81%) | |
| 2022 | $1,034.00 Homeowner's exemption Additional exemption filed | $69,070 Land $5,750 Building $63,320 | |
| 2021 | $74,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (2000–2026) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| GigFire Fixed Wireless | 150 / 130 |
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