4530 E Pepper Tree Ln, Paradise Valley, AZ 85253 Property Records

Maricopa County property record for 4530 E Pepper Tree Ln, Paradise Valley, AZ 85253

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,016 sqft · built 1965
Lot Size	1.12 acres (49,179 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Oct 2013)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-15-012`

Property Details

APN / Parcel Number

Primary APN	`169-15-012`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,016 sqft Living Area
1st Floor Area	3,016 sqft

Exterior

Year Built	Built 1965
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	49,179 sqft (1.12 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4530 E PEPPER TREE LN
City	PARADISE VALLEY
State	AZ
Zip	85253-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	PARADISE HILLS ESTATES
Legal Range	04E
Legal Township	02N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	PARADISE HILLS ESTATES
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2014
Census Tract	105103

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4530 E PEPPER TREE LN, PARADISE VALLEY, AZ 85253-3251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2013 · Amount on Record
Deed Sale	Oct 29, 2013 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	20130947231
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 E PEPPER TREE LN, PARADISE VALLEY, AZ 85253-3251
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 E PEPPER TREE LN, PARADISE VALLEY, AZ 85253-3251

Mortgage

Document Number	0000009539
Date	Jan 7, 2019
Instrument	20190009539

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 E PEPPER TREE LN, PARADISE VALLEY, AZ 85253-3251
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490728
Date	Jun 8, 2020
Instrument	20200490728

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4530 E PEPPER TREE LN, PARADISE VALLEY, AZ 85253-3251
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 E PEPPER TREE LN, PARADISE VALLEY, AZ 85253-3251

Mortgage

Document Number	0000348767
Date	Apr 20, 2022
Instrument	20220348767

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	8.87%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Paradise Valley Town
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,320 (+34.22%)	$1,943,200 (+34.22%) Land $388,600 Building $1,554,600
2025	$5,519.00 (+6.77%)
2024		$144,780	$1,447,800 Land $289,500 Building $1,158,300
2023	$5,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1978–2022)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - PARADISE VALLEY/SCOTTSDALE private · serves 14,107 people · EPA ID AZ0407056
Water Source	Purchased surface water from CITY OF PHOENIX
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	940 / 940

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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