4530 E Lake Rd, Wilson, NY 14172 Property Records

Niagara County and Wilson Town property record for 4530 E Lake Rd, Wilson, NY 14172

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,568 sqft · built 1900
Lot Size0.498 acres (21,700 sqft)
OwnerIndividual on Record
Tax Bill$3,820 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN294289 13.00-1-2

Property Details

APN / Parcel Number

Primary APN294289 13.00-1-2
Alternative APN
  • 42890130000001002000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area968 sqft
2nd Floor Area600 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area21,700 sqft (0.498 acres)
Lot Dimensions217 ft deep x 100 ft wide
Garage TypeDetached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4530 E LAKE RD
CityWILSON
StateNY
Zip14172-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRR 150
Legal Block1
Legal Lot Number2.000
JurisdictionNIAGARA NY
Township / Civil DivisionWILSON
Census Block Group1
Census Block1005
Census Tract24302

Owner

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address4530 E LAKE RD, WILSON, NY 14172-9635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address4530 E LAKE RD, WILSON, NY 14172-9635
Document Number0000010483
Instrument DateJul 2, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 E LAKE RD WILSON NY 141729635, WILSON, NY 14172-9635

Mortgage

Document Number0000010483
DateJul 9, 2020
Instrument10483
Lender
NameCORNERSTONE CMNTY FCU
TypeCredit Union
AddressLOCKPORT, NY 14095
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 8, 2030

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionWilson Town
Unified School DistrictWilson Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,820.00$85,200 (-) Land $10,900 Building $74,300$189,300 (+19.96%) Land $24,218 Building $165,082
2023$85,200 Land $10,900 Building $74,300$157,800 Land $20,188 Building $137,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILSON TOWN WATER DISTRICT
serves 5,993 people · EPA ID NY3100587
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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