4530 Drowsy Water Way, Folsom, CA 95630 Property Records

Sacramento County property record for 4530 Drowsy Water Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,404 sqft · built 2023
Lot Size	0.111 acres (4,815 sqft)
Owner	2 Individual Names on File
Last Sale	$752,000 (Aug 2023)
Tax Bill	$12,867 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-4010-021-0000`

Property Details

APN / Parcel Number

Primary APN	`072-4010-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,221 sqft
2nd Floor Area	1,183 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	4,815 sqft (0.111 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4530 DROWSY WATER WAY
City	FOLSOM
State	CA
Zip	95630-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	NULL
Legal Subdivision	MANGINI RANCH PHASE 2 VILLAGE 2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4011
Census Tract	8508

Owner

4530 Drowsy Water Way is owned and occupied by two individuals who bought it in August 2023.

Source: Sacramento County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage E HOME LOANS
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Deed Book / Page	20230810 / 459
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 10, 2026
Property Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083
Document Number	2026000308
Book / Page	20260810 / 308
Instrument Date	Aug 4, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083

Mortgage

Document Number	2026000308,
Date	Aug 10, 2026
Book Page	20260810/308

Lender

Name	E HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083

Mortgage

Document Number	0000000985
Date	Nov 21, 2025
Instrument	202511210985

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

August 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 10, 2023
Property Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083
Document Number	0000000459
Map Reference	MB 432 PG 4
Instrument Date	Aug 9, 2023
Instrument	202308100459
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4530 DROWSY WATER WAY, FOLSOM, CA 95630-7083

Mortgage

Document Number	0000000460
Date	Aug 10, 2023
Instrument	202308100460

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Drowsy Water Way was $12,867, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$782,142 (+2%) Land $176,868 Building $605,274
2025	$12,867.00 (+0.84%)	$766,806 Land $173,400 Building $593,406
2024	$12,760.00 (+125.88%)
2023	$5,649.00 (+13.16%)	$180,540 Land $180,540
2022	$4,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4530 Drowsy Water Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Drowsy Water Way is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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