4530 Covington Pike, Memphis, TN 38135 Property Records

Shelby County property record for 4530 Covington Pike, Memphis, TN 38135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,730 sqft · built 2002
Lot Size	0.218 acres (9,493 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (May 2003)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0-147P-A0-0003`

Property Details

APN / Parcel Number

Primary APN	`D0-147P-A0-0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	2,135 sqft
1st Floor Area	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	9,493 sqft (0.218 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4530 COVINGTON PIKE
City	MEMPHIS
State	TN
Zip	38135-0703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ES COVINGTON PIKE RD SEE MAP D1-47PA
Legal Subdivision	TULIP CREEK SEC A
Legal Lot Number	3
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	20657

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4530 OLD COVINGTON PIKE, BARTLETT, TN 38135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2003 · Amount on Record
Deed Sale	May 7, 2003 · Amount on Record
Prior Sale	Mar 12, 2002 · Amount on Record
Deed Document Number	200388167
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4530 COVINGTON PIKE, MEMPHIS, TN 38135-0703
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023044529
Date	Jun 6, 2023
Instrument	23044529

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 1, 2028

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4530 COVINGTON PIKE, MEMPHIS, TN 38135-0703
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	TRI STATE TITLE, TRI STATE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010134407
Date	Oct 27, 2021
Instrument	10134407

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4530 COVINGTON PIKE, MEMPHIS, TN 38135-0703
Document Number	0000029033
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 COVINGTON PIKE MEMPHIS TN 381350703, MEMPHIS, TN 38135-0703

Mortgage

Document Number	0000029033
Date	Mar 18, 2020
Instrument	29033

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 17, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (+19.41%)	$63,125 (+50.48%) Land $11,600 Building $51,525	$252,500 (+50.48%) Land $46,400 Building $206,100
2023		$41,950 Land $8,225 Building $33,725
2022	$1,422.00
2021			$167,800 Land $32,900 Building $134,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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