4530 Cove Loop Rd, Hendersonville, NC 28739 Property Records

Henderson County property record for 4530 Cove Loop Rd, Hendersonville, NC 28739

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,320 sqft · built 2000
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Last Sale	$549,000 (Oct 2019)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Sep 2023 Transfer Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`9538860995`

Property Details

APN / Parcel Number

Primary APN	`9538860995`
Alternative APNs	`00953886099555` `9937189`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,320 sqft Heated Area
1st Floor Area	1,897 sqft
Basement Area	1,897 sqft
Finished Basement	1,423 sqft
Unfinished Basement	474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9937189
Street Address	4530 COVE LOOP RD
City	HENDERSONVILLE
State	NC
Zip	28739-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9937189~R2
Legal Description	#35 THE MEADOWS AT CUMMINGS COVE
Legal Subdivision	CUMMINGS COVE (2711)
Legal Block	86
Legal Lot Number	995
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1035
Census Tract	931901

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4530 COVE LOOP RD, HENDERSONVILLE, NC 28739-8886
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Deed Book / Page	3406 / 701
Last Transfer Date	Sep 8, 2023
Transfer Doc	0040840279
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Sep 8, 2023
Property Address	4530 COVE LOOP RD, HENDERSONVILLE, NC 28739-8886
Document Number	0040840279
Book / Page	4084 / 279
Map Reference	CAB A SL 205A
Instrument Date	Sep 8, 2023
Instrument	1001003376
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4530 COVE LOOP RD, HENDERSONVILLE, NC 28739-8886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4530 COVE LOOP RD, HENDERSONVILLE, NC 28739-8886

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 30, 2019
Property Address	4530 COVE LOOP RD, HENDERSONVILLE, NC 28739-8886
Document Number	0034060701
Book / Page	003406 / 000701
Instrument Date	Oct 29, 2019
Instrument	913743
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,098.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4530 COVE LOOP RD HENDERSONVILLE NC 287398886, HENDERSONVILLE, NC 28739-8886

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,600 (-) Land $125,800 Building $553,800
2025	$3,710.00	$679,600 (-) Land $125,800 Building $553,800
2023		$679,600 Land $125,800 Building $553,800	$679,600 Land $125,800 Building $553,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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