New Hanover County property record for 4530 Cascade Rd W, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,107 sqft · built 1977 |
| Lot Size | 0.438 acres (19,079 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Aug 1978) |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R06118-005-014-003 |
| Primary APN | R06118-005-014-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 19,079 sqft (0.438 acres) |
| Terrain | Low |
| Porch | Slab |
| Porch Area | 40 sqft |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4530 CASCADE RD W |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-6825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 1 LONG LEAF HILLS SEC 7 |
| Legal Subdivision | LONG LEAF HILLS SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 12006 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4530 CASCADE RD W, WILMINGTON, NC 28412-6825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust · Line of Credit SOUTHERN BANK & TRUST CO |
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 11, 2019 | Deed of Trust, Mortgage TOWNEBANK MTG |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit SOUND BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1978 · Amount on Record |
| Deed Sale | Aug 1, 1978 · Amount on Record |
| Deed Book / Page | 1136 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 4530 CASCADE RD W, WILMINGTON, NC 28412-6825 |
| Document Number | 0000009212 |
| Book / Page | 6840 / 2283 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026.9212 |
| Record Updated | Apr 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 4530 CASCADE RD W, WILMINGTON, NC 28412-6825 |
| Document Number | 0000009212, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 6840/2283 |
| Instrument | 2026.9212 |
| Name | SOUTHERN BANK & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 4530 CASCADE RD W, WILMINGTON, NC 28412-6825 |
| Document Number | 00684002283 |
| Book / Page | 6840 / 2283 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20269212 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4530 CASCADE RD W, WILMINGTON, NC 28412-6825 |
| Document Number | 0000009212, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 6840/2283 |
| Instrument | 20269212 |
| Name | SOUTHERN BANK & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4530 W CASCADE RD, WILMINGTON, NC 28412-6825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 4530 W CASCADE RD, WILMINGTON, NC 28412-6825 |
| Document Number | 00657100838 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 6571/838 |
| Instrument | 2022021604 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4530 W CASCADE RD, WILMINGTON, NC 28412-6825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 4530 W CASCADE RD, WILMINGTON, NC 28412-6825 |
| Document Number | 00648701765 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 6487/1765 |
| Instrument | 2021042949 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4530 W CASCADE RD, WILMINGTON, NC 28412-6825 |
| Document Number | 0062460067 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4530 W CASCADE RD WILMINGTON NC 284126825, WILMINGTON, NC 28412-6825 |
| Document Number | 0062460067 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 006246/000067 |
| Instrument | 29547 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4530 W CASCADE RD, WILMINGTON, NC 28412-6825 |
| Document Number | 0060980243 |
| Book / Page | 006098 / 000243 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4530 W CASCADE RD WILMINGTON NC 284126825, WILMINGTON, NC 28412-6825 |
| Document Number | 0060980243 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 006098/000243 |
| Instrument | 34752 |
| Name | SOUND BK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,700 (-) Land $131,300 Building $249,400 | $380,700 (-) Land $131,300 Building $249,400 | |
| 2025 | $2,240.00 (+5.61%) | $380,700 (+56.15%) Land $131,300 Building $249,400 | $380,700 (+56.15%) Land $131,300 Building $249,400 |
| 2024 | $2,121.00 (+2.96%) | ||
| 2023 | $2,060.00 (-0.58%) | $243,800 Land $87,200 Building $156,600 | $243,800 Land $87,200 Building $156,600 |
| 2022 | $2,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2005–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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