4530 Briargate Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4530 Briargate Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,859 sqft · built 1994
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Sep 2024)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A943001449`

Property Details

APN / Parcel Number

Primary APN	`A943001449`
Alternative APN	`3-0036-7026-00-0051.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,859 sqft Living Area
Gross Area	3,754 sqft
1st Floor Area	1,685 sqft
Basement Area	1,569 sqft
Finished Basement	1,174 sqft
Unfinished Basement	395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	345 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943001449
Street Address	4530 BRIARGATE DR
City	SAINT CHARLES
State	MO
Zip	63304-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTIST GROVE LOT 51
Legal Subdivision	ARTIST GROVE
Legal Lot Number	51
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2008
Census Tract	311122

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4530 BRIARGATE DR, SAINT CHARLES, MO 63304-8741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
May 20, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Oct 30, 2018	Grant Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	202439349
Prior Transfer Date	Dec 13, 1999
Prior Transfer Doc	0000000452
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4530 BRIARGATE DR, SAINT CHARLES, MO 63304-8741
Document Number	0072810042
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4530 BRIARGATE DR ST CHARLES MO 633048741, ST CHARLES, MO 63304-8741

Mortgage

Document Number	0072810042
Date	Apr 28, 2020
Book Page	007281/000042
Instrument	267330

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4530 BRIARGATE DR, SAINT CHARLES, MO 63304-8741
Document Number	0070841727
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4530 BRIARGATE DR ST CHARLES MO 633048741, ST CHARLES, MO 63304-8741

Mortgage

Document Number	0070841727
Date	Jun 5, 2019
Book Page	007084/001727
Instrument	272720

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 30, 2018
Property Address	4530 BRIARGATE DR, SAINT CHARLES, MO 63304-8741
Document Number	0069961206
Book / Page	006996 / 001206
Instrument Date	Oct 25, 2018
Instrument	617270
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4530 BRIARGATE DR ST CHARLES MO 633048741, ST CHARLES, MO 63304-8741

Mortgage

Document Number	69961208
Date	Oct 30, 2018
Book Page	006996/001208
Instrument	617280

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,377 (-)	$380,929 (-) Land $80,000 Building $300,929
2025	$4,292.00	$72,377 (+8.19%)	$380,929 (+8.19%) Land $80,000 Building $300,929
2023		$66,898
2022			$352,092 Land $60,000 Building $292,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wisper ISP.

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