4530 Bluejay Ave, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4530 Bluejay Ave, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$988 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-S61-000-028-00`

Property Details

APN / Parcel Number

Primary APN	`105-S61-000-028-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Garage Area	720 sqft

Location & Zoning

Street Address	4530 BLUEJAY AVE
City	CHEBOYGAN
State	MI
Zip	49721-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPORTSMAN SUBDIVISION, LOT 28. (SEC 26, T38N,R1W) 387/232;1405/4;1405/6
Legal Range	01W
Legal Township	028
Legal Section	26
Legal Subdivision	SPORTSMAN SUB
Legal Lot Number	28
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2011
Census Tract	960402

Owner

4530 Bluejay Ave is owned and occupied by two individuals who acquired it in February 2020.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4530 BLUEJAY AVE, CHEBOYGAN, MI 49721-8935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK
Feb 6, 2020	Deed, Transfer
Feb 6, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2020
Transfer Doc	1405/4
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4530 BLUEJAY AVE, CHEBOYGAN, MI 49721-8935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001372/0000000709
Date	Nov 1, 2018
Book Page	0000001372/0000000709

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	230 Months
Due	Jan 1, 2038

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 6, 2020
Property Address	4530 BLUEJAY AVE, CHEBOYGAN, MI 49721-8935
Document Number	1405/6
Book / Page	1405 / 6
Instrument Date	Feb 4, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 CHICKADEE RD, CHEBOYGAN, MI 49721-9571

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 6, 2020
Property Address	4530 BLUEJAY AVE, CHEBOYGAN, MI 49721-8935
Document Number	1405/4
Book / Page	1405 / 4
Instrument Date	Feb 4, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 BLUEJAY AVE, CHEBOYGAN, MI 49721-8935

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Bluejay Ave was $988 with a homeowner's exemption, up 3.2% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (+9.01%)	$198,400 (+9.01%)
2025	$988.00 (+3.24%) Homeowner's exemption	$91,000	$182,000
2024	$957.00
2023		$73,300	$146,600
2022	$890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4530 Bluejay Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Bluejay Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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