4530 Bannock Cir, Wilmington, NC 28409 Property Records

New Hanover County property record for 4530 Bannock Cir, Wilmington, NC 28409

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,381 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Apr 2020)
Tax Bill	$972 (2024)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R07100-004-384-000`

Property Details

APN / Parcel Number

Primary APN	`R07100-004-384-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,381 sqft Living Area
1st Floor Area	2,019 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	6,534 sqft (0.15 acres)
Terrain	Low
Garage Area	483 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4530 BANNOCK CIR
City	WILMINGTON
State	NC
Zip	28409-0301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-15,RESID
Legal Description	LOT 116 PH 1 SEC 4 WHISKEY BRANCH
Legal Block	4
Legal Lot Number	116
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	2
Census Block	2019
Census Tract	12010

Owner

4530 Bannock Cir, a townhouse, is owned and occupied by an individual who bought it in April 2020.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4530 BANNOCK CIR, WILMINGTON, NC 28409-0301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Deed Document Number	202013994
Deed Book / Page	6303 / 1558
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 17, 2020
Property Address	4530 BANNOCK CIR, WILMINGTON, NC 28409-0301
Document Number	0063022980
Book / Page	006302 / 002980
Instrument Date	Apr 16, 2020
Instrument	13774
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$163.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	481 OLDE WATERFORD WAY #100 BELVILLE NC 284514204, 100, BELVILLE, NC 28451-4204
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,500 (-) Land $116,300 Building $443,200	$559,500 (-) Land $116,300 Building $443,200
2025		$559,500 Land $116,300 Building $443,200	$559,500 Land $116,300 Building $443,200
2024	$972.00 (+0.21%)
2023	$970.00 (-0.92%)	$362,500 Land $90,000 Building $272,500	$362,500 Land $90,000 Building $272,500
2022	$979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4530 Bannock Cir in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	29 (1984–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Bannock Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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