4530 Arrowhead Dr SE, Decatur, AL 35603 Property Records

Morgan County property record for 4530 Arrowhead Dr SE, Decatur, AL 35603

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,466 sqft · built 1985
Lot Size0.5 acres (21,802 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jun 2026)
Tax Bill$3,582 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-05-22-0-000-004.010

Property Details

APN / Parcel Number

Primary APN12-05-22-0-000-004.010
Alternative APNs
  • 132760
  • 28164

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,466 sqft Living Area
1st Floor Area1,310 sqft
Upper Floors Area1,156 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,802 sqft (0.5 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number132760
Street Address4530 ARROWHEAD DR SE
CityDECATUR
StateAL
Zip35603-5142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 OF BURNINGTREE EST ADD # 3 PLAT 6/67
Legal Range4W
Legal Township6S
Legal Section22
Legal SubdivisionBURNINGTREE EST ADD # 3
Legal Lot Number11
JurisdictionMORGAN AL
Township / Civil DivisionHARTSELLE
Census Block Group1
Census Block1035
Census Tract5306

Owner

4530 Arrowhead Dr SE is owned and occupied by two individuals who bought it in June 2026.

Source: Morgan County records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address4530 ARROWHEAD DR SE, DECATUR, AL 35603-5142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
PINNACLE BANK
Jul 1, 2024Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK
Sep 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN FIDELITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2026 · Amount on File
Deed SaleJun 3, 2026 · Amount on File
Prior SaleJul 1, 2024 · Amount on File
Deed Book / Page2026 / 5261
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJun 3, 2026
Property Address4530 ARROWHEAD DR SE, DECATUR, AL 35603-5142
Document Number2026005261
Book / Page2026 / 5261
Instrument DateMay 29, 2026
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 ARROWHEAD DR SE, DECATUR, AL 35603-5142
InvestorPossibly a Property Investor

Mortgage

Document Number2026024142,
DateJun 3, 2026
Book Page2026/24142
Lender
NamePINNACLE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJul 1, 2024
Property Address4530 ARROWHEAD DR SE, DECATUR, AL 35603-5142
Document Number02024/5449
Book / Page2024 / 5449
Map ReferenceMB 6 PG 67
Instrument DateJun 27, 2024
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12594 499, LINDALE, TX 75771

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 ARROWHEAD DR SE, DECATUR, AL 35603-5142

Mortgage

Document Number0202421036
DateJul 1, 2024
Instrument2024/21036
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2054

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address4530 ARROWHEAD DR SE, DECATUR, AL 35603-5142
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/44060
DateSep 15, 2022
Book Page2022/44060
Lender
NameSOUTHERN FIDELITY MORTGAGE LLC
TypeMortgage Company
AddressHUNTSVILLE, AL 35801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4530 Arrowhead Dr SE was $3,582 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,582.00 Homeowner's exemption$26,890 (-) Land $2,900 Building $23,990$395,400 (+47.04%) Land $84,000 Building $311,400
2024$26,890 (-) Land $2,900 Building $23,990$268,900 (-) Land $29,000 Building $239,900
2023$1,170.00 Homeowner's exemption$26,890 (-) Land $2,900 Building $23,990$268,900 (-) Land $29,000 Building $239,900
2022Homeowner's exemption$26,890 Land $2,900 Building $23,990$268,900 Land $29,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4530 Arrowhead Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Arrowhead Dr SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARTSELLE UTILITY BOARD
serves 22,233 people · EPA ID AL0001086
Water SourcePurchased surface water from DECATUR, MUNICIPAL UB OF
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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