4530 40th Ave, Sacramento, CA 95824 Property Records

Sacramento County property record for 4530 40th Ave, Sacramento, CA 95824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1951
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2021)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-0043-011-0000`

Property Details

APN / Parcel Number

Primary APN	`037-0043-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4530 40TH AVE
City	SACRAMENTO
State	CA
Zip	95824-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FRUITRIDGE VISTA 03, LOT 294
Legal Subdivision	FRUITRIDGE VISTA 03
Legal Lot Number	294
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1010
Census Tract	4604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4530 40TH AVE, SACRAMENTO, CA 95824-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY
Apr 27, 2021	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 26, 2019	Grant Deed, Transfer · Conventional with PMI CENTER STREET LENDING FUND IV SPE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Book / Page	20210427 / 1899
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4530 40TH AVE, SACRAMENTO, CA 95824-2925
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 40TH AVE, SACRAMENTO, CA 95824-2925

Mortgage

Document Number	4270000001901
Date	Apr 27, 2021
Book Page	20210427/1901

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 27, 2021
Property Address	4530 40TH AVE, SACRAMENTO, CA 95824-2925
Document Number	0000001899
Map Reference	MB 32 MAP 9
Instrument Date	Apr 19, 2021
Instrument	202104271899
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 40TH AVE, SACRAMENTO, CA 95824-2925

Mortgage

Document Number	0000001900
Date	Apr 27, 2021
Instrument	202104271900

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000001901
Date	Apr 27, 2021
Instrument	202104271901

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2019
Property Address	4530 40TH AVE, SACRAMENTO, CA 95824-2925
Document Number	1902260949
Instrument Date	Feb 21, 2019
Instrument	1902260949
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7800 ELDER CREEK RD SACRAMENTO CA 958244428, SACRAMENTO, CA 95824-4428

Mortgage

Document Number	1902260950
Date	Feb 26, 2019
Instrument	1902260950

Lender

Name	CENTER STREET LENDING FUND IV SPE LLC
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,578 (+2%) Land $77,284 Building $215,294
2025	$3,366.00 (+1.42%)	$286,842 (+4.04%) Land $75,769 Building $211,073
2024	$3,319.00 (+2.38%)
2023	$3,242.00 (+1.66%)	$275,706 Land $72,828 Building $202,878
2022	$3,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - FRUITRIDGE VISTA private · serves 16,075 people · EPA ID CA3410023
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Oct 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile, Verizon.

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