453 Waggamon Cir, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 453 Waggamon Cir, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,393 sqft · built 1940
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$1,665,000 (Jan 2018)
Tax Bill	$23,176 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-946-00226640`

Property Details

APN / Parcel Number

Primary APN	`02-946-00226640`
Alternative APNs	`294600226640` `94600226640`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,393 sqft Living Area
1st Floor Area	2,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	184 sqft
Deck Area	33 sqft
Patio Area	360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	94600226640
Street Address	453 WAGGAMON CIR
City	ANNAPOLIS
State	MD
Zip	21403-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT 32 OR .375ACRE WILD ROSE SHORES
Legal Subdivision	WILD ROSE SHORES
Legal Block	4
Legal Lot Number	32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4416 E WEST HWY, 4, BETHESDA, MD 20814-4656
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jan 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Jan 9, 2004 · Amount on Record
Deed Document Number	201831769-485
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	453 WAGGAMON CIR, ANNAPOLIS, MD 21403-1327
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 LANGLEY PL, MC LEAN, VA 22101-3010

Mortgage

Document Number	0353300372
Date	Oct 2, 2020
Book Page	35330/372

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.84%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 19, 2018
Property Address	453 WAGGAMON CIR, ANNAPOLIS, MD 21403-1327
Document Number	0317690485
Book / Page	031769 / 000485
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 E WEST HWY BETHESDA MD 208144565, BETHESDA, MD 20814-4565

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,369,000 (+59.45%) Land $1,372,300 Building $996,700	$2,369,000 (+59.45%) Land $1,372,300 Building $996,700
2025	$23,176.00 (+42.86%)
2023	$16,223.00	$1,485,700 Land $1,026,800 Building $458,900	$1,485,700 Land $1,026,800 Building $458,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Waggamon Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures