453 W Somersbe Pl, Bloomington, IN 47403 Property Records

Monroe County property record for 453 W Somersbe Pl, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Sep 2017)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-04580-06`

Property Details

APN / Parcel Number

Primary APN	`014-04580-06`
Alternative APN	`53-08-17-403-013.000-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-04580-06
Street Address	453 W SOMERSBE PL
City	BLOOMINGTON
State	IN
Zip	47403-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSBE LOT 6
Legal Subdivision	SOMERBE SUB
Legal Lot Number	6
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2000
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	453 W SOMERSBE PL, BLOOMINGTON, IN 47403-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	201713331
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	453 W SOMERSBE PL, BLOOMINGTON, IN 47403-4544
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001588
Date	Jan 25, 2022
Instrument	2022001588

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 20, 2017
Property Address	453 W SOMERSBE PL, BLOOMINGTON, IN 47403-4544
Document Number	2017013331
Map Reference	PL CAB CENV 92
Instrument Date	Sep 18, 2017
Instrument	2017013331
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 W SOMERSBE PL, BLOOMINGTON, IN 47403-4544

Mortgage

Document Number	2017013332
Date	Sep 20, 2017
Instrument	2017013332

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (-7.27%)	$179,700 (+0.9%) Land $50,000 Building $129,700	$179,700 (+0.9%) Land $50,000 Building $129,700
2024	$1,225.00 (+16.33%)
2023		$178,100 (+8%) Land $50,000 Building $128,100	$178,100 (+8%) Land $50,000 Building $128,100
2022	$1,053.00	$164,900 Land $50,000 Building $114,900	$164,900 Land $50,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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