Berks County property record for 453 W Main St, Kutztown, PA 19530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1910 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Nov 2022) |
| Tax Bill | $1,108 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5443-11-75-2815 |
| Primary APN | 5443-11-75-2815 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,049 sqft (0.07 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55004990 |
|---|---|
| Street Address | 453 W MAIN ST |
| City | KUTZTOWN |
| State | PA |
| Zip | 19530-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 75 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | KUTZTOWN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 14000 |
453 W Main St is owned and occupied by an individual who bought it in November 2022.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Aug 3, 1990 |
| Deed Document Number | 202245405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 23, 2022 |
| Property Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Document Number | 0000045405 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022045405 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Document Number | 0000045406 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022045406 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Document Number | 0000028985 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022028985 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | DPO, AE 09203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 453 W MAIN ST, KUTZTOWN, PA 19530-1607 |
| Document Number | 0000011745 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021011745 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jan 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 453 W Main St was $1,108 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Kutztown Borough |
| Unified School District | Kutztown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,108.00 Homeowner's exemption | $74,300 Land $28,500 Building $45,800 | $28,500 Land $28,500 |
| 2024 | $1,028.00 | $74,300 Land $28,500 Building $45,800 | |
| 1994 | $74,300 Land $28,500 Building $45,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 453 W Main St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 32 (1978–2020) |
| Claims Outside the SFHA | 3 of 32 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 453 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Borough of Kutztown Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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