453 Snyder Rd, Troy, MO 63379 Property Records

Lincoln County property record for 453 Snyder Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1955
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,900 (Jun 2016)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-50-21-000-000-019.000`

Property Details

APN / Parcel Number

Primary APN	`15-50-21-000-000-019.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	114,127 sqft (2.62 acres)
Garage Type	Detached
Garage Area	480 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	453 SNYDER RD
City	TROY
State	MO
Zip	63379-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.620 AC- PT OF THE SE1/4 SW1/4 SEC 21, SURVEY X/79
Legal Range	01W
Legal Township	49N
Legal Section	21
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1020
Census Tract	810203

Owner

Source: Lincoln County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	453 SNYDER RD, TROY, MO 63379-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit THE MERCANTILE BANK OF LOUISIANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	20165007
Deed Book / Page	2400 / 8
Prior Transfer Date	Jun 17, 2016
Prior Transfer Doc	2400/0008
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 14, 2023
Property Address	453 SNYDER RD, TROY, MO 63379-4530
Document Number	002493/877
Book / Page	2493 / 877
Instrument Date	Sep 12, 2023
Instrument	2023007113
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	NOT AVAILABLE, LEADERS TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 BROWNSMILL RD, ELSBERRY, MO 63343-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 SNYDER RD, TROY, MO 63379-4530

Mortgage

Document Number	2023007114
Date	Sep 14, 2023
Instrument	2023007114

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	453 SNYDER RD, TROY, MO 63379-4530
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002477/572
Date	Mar 30, 2022
Book Page	2477/572
Instrument	2022003302

Lender

Name	THE MERCANTILE BANK OF LOUISIANA
Type	Bank
Address	LOUISIANA, MO 63353

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00 (+4.89%)	$22,131 (+6.39%) Land $4,009 Building $18,122	$116,480 (+6.39%) Land $21,100 Building $95,380
2023	$1,289.00 (+18.58%)	$20,801 Land $3,705 Building $17,096	$109,480 Land $19,500 Building $89,980
2022	$1,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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