453 Shade St, Carmel (Indianapolis), IN 46290 Property Records

Hamilton County property record for 453 Shade St, Carmel, IN 46290

Property Summary

Property Type	Condominium
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$374,618 (Apr 2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-003-065.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-003-065.000-018`
Alternative APN	`1713100003065000`

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,307 sqft (0.03 acres)

Location & Zoning

Street Address	453 SHADE ST
City	CARMEL
State	IN
Zip	46290-1204
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 10, TOWNSHIP 17, RANGE 3, FLORA ON SPRING MILL, LOT 65
Legal Subdivision	FLORA ON SPRING MILL
Legal Lot Number	65
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1006
Census Tract	111103

Owner

453 Shade St, a condominium, is owned and occupied by an individual who bought it in April 2026.

Source: Hamilton County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	453 SHADE ST, CARMEL, IN 46290-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Deed Document Number	202617667
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 1, 2026
Property Address	453 SHADE ST, CARMEL, IN 46290-1204
Document Number	0000029579
Instrument Date	Apr 23, 2026
Instrument	202629579
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029579,
Date	Jul 1, 2026
Instrument	202629579

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 24, 2026
Property Address	453 SHADE ST, CARMEL, IN 46290-1204
Document Number	0000017667
Instrument Date	Apr 21, 2026
Instrument	2026.17667
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 SHADE ST, CARMEL, IN 46290-1204

Mortgage

Document Number	0000017668,
Date	Apr 24, 2026
Instrument	2026..17668

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 24, 2026
Property Address	453 SHADE ST, CARMEL, IN 46290-1204
Document Number	0000017667
Instrument Date	Apr 21, 2026
Instrument	202617667
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 SHADE ST, CARMEL, IN 46290-1204

Mortgage

Document Number	0000017668,
Date	Apr 24, 2026
Instrument	202617668

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$260,700 Land $165,000 Building $95,700	$260,700 Land $165,000 Building $95,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 Shade St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Shade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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