453 S White Cloud Dr, Boise, ID 83709 Property Records

Ada County property record for 453 S White Cloud Dr, Boise, ID 83709

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,658 sqft · built 1973
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$604,940 (Sep 2023)
Tax Bill	$6,300 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R4548530102`

Property Details

APN / Parcel Number

Primary APN	`R4548530102`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,658 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	453 S WHITE CLOUD DR
City	BOISE
State	ID
Zip	83709-0858
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2D
Legal Description	S 75 OF LOT 25 BLK 2 JACKSON MANOR SUB NO 4
Legal Range	01E
Legal Township	03N
Legal Section	13
Legal Subdivision	JACKSON MANOR SUB NO 04
Legal Block	2
Legal Lot Number	25
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3000
Census Tract	1900

Owner

453 S White Cloud Dr, a duplex, is owned and occupied by an individual who bought it in September 2023.

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	453 S WHITE CLOUD DR, BOISE, ID 83709-0858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Feb 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202352360
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000023806
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 12, 2023
Property Address	453 S WHITE CLOUD DR, BOISE, ID 83709-0858
Document Number	0000052360
Map Reference	MB 23 PG 1490&1491
Instrument Date	Sep 8, 2023
Instrument	2023-052360
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	NOT AVAILABLE, VENTURE TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 S WHITE CLOUD DR, BOISE, ID 83709-0858

Mortgage

Document Number	0000052361
Date	Sep 12, 2023
Instrument	2023-052361

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 28, 2020
Property Address	453 S WHITE CLOUD DR, BOISE, ID 83709-0858
Document Number	0000023806
Map Reference	MB23 PG1490&1491
Instrument Date	Feb 24, 2020
Instrument	2020-023806
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 S WHITE CLOUD DR, BOISE, ID 83709-0858

Mortgage

Document Number	0000023807
Date	Feb 28, 2020
Instrument	2020-023807

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 453 S White Cloud Dr was $6,300, up 25% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,800 (+0.03%)	$683,800 (+0.03%)
2025	$6,300.00 (+24.95%)	$683,600	$683,600
2024	$5,042.00
2023		$503,900 Land $207,900 Building $296,000	$503,900 Land $207,900 Building $296,000
2022	$5,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 S White Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 453 S White Cloud Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	1,000 / 75
Sparklight Cable	1,000 / 50

May also be available: Anthem Broadband, AT&T, CenturyLink.

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