453 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 453 River Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 688 sqft · built 1945
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$398,000 (Nov 2021)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:33 B:58 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:33 B:58 L`
Alternative APN	`315`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	688 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	688 sqft
Basement Area	688 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	315
Street Address	453 RIVER RD
City	ELIOT
State	ME
Zip	03903-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Block	58
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2006
Census Tract	37000

Owner

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	453 RIVER RD, ELIOT, ME 03903-1071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 8, 2021	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Aug 8, 2008
Deed Book / Page	18862 / 745
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	453 RIVER RD, ELIOT, ME 03903-1071
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193390505
Date	Nov 1, 2023
Book Page	19339/505
Instrument	2023034791

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ELIOT ME
Recording Date	Nov 8, 2021
Property Address	453 RIVER RD, ELIOT, ME 03903-1071
Document Number	0188620745
Book / Page	18862 / 745
Instrument Date	Nov 5, 2021
Instrument	2021065110
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 RIVER RD, ELIOT, ME 03903-1071

Mortgage

Document Number	2021065111
Date	Nov 8, 2021
Instrument	2021065111

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00 (+16.29%)	$512,600 (+22.49%) Land $366,000 Building $146,600
2024	$4,959.00 (+0.32%)	$418,500 (+3.72%) Land $271,900 Building $146,600
2023	$4,943.00 (+4.13%)	$403,500 (+2.85%) Land $268,000 Building $135,500	$559,170
2022	$4,747.00	$392,300 Land $268,000 Building $124,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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