453 Raintree Dr, Oswego, IL 60543 Property Records

Kendall County property record for 453 Raintree Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,123 sqft · built 2001
Lot Size	0.239 acres (10,394 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Jan 2002)
Tax Bill	$12,195 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-232-011`

Property Details

APN / Parcel Number

Primary APN	`03-11-232-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,123 sqft Living Area
Gross Area	5,588 sqft
1st Floor Area	3,123 sqft
Basement Area	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,394 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	453 RAINTREE DR
City	OSWEGO
State	IL
Zip	60543-7931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 OGDEN FALLS UNIT 2 PHASE 2 VILLAGE OF OSWEGO
Legal Subdivision	OGDEN FALLS UNIT 2 PHASE 2
Legal Lot Number	153
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2012
Census Tract	890105

Owner

453 Raintree Dr is owned and occupied by an individual who bought it in January 2002.

Source: Kendall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	453 RAINTREE DR, OSWEGO, IL 60543-7931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2002 · Amount on File
Deed Sale	Jan 28, 2002 · Amount on File
Deed Document Number	20022660
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	453 RAINTREE DR, OSWEGO, IL 60543-7931
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	AFFINITY TITLE SERVICES/FL LLC, AFFINITY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014183
Date	Jun 4, 2021
Instrument	202100014183

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,460 Land $31,468 Building $144,992	$529,380 Land $94,404 Building $434,976
2024	$12,195.00
2022	$11,608.00	$132,654 Land $23,656 Building $108,998	$397,962 Land $70,968 Building $326,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 453 Raintree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Raintree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20